SME FINANCIAL

SERVICES

Small and medium enterprises (SMEs) are acknowledged worldwide as lifeblood of local trade, commerce and industry. With lower energy supply, lesser infrastructure facilities and minor environmental risk SMEs contributes notably to alleviation of poverty create employment opportunities, women empowerment and equitable distribution of income as well as diversification of industrial sector in Bangladesh.

SME

Deposit Schemes

SME
Monermoto Sanchoy

SME Monermoto Sanchoy is a term deposit product offered to....

SME
Shaccholata

SME Shaccholata is a term deposit product offered to....

SME
Shacchando

SME Shacchando Deposit is a term deposit product...

SME Monermoto Sanchoy is a term deposit product offered to SME customers. The product is designed to give customers the flexibility to choose their own tenure from 4 months & 5 months, 7 months to 11 months & 13 months to 18 months based on their requirement. Interest will be received at the time maturity.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

SME Shaccholata is a term deposit product offered to SME customers. The product is designed for the customer’s flexibility to choose their own tenure for 3 months, 6 months, 12 months, 24 months and 36 months based on their requirement. Interest will be received at the time of maturity.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

SME Shacchando is a term deposit product offered to Retail customers allowing them to earn interest on a Monthly, Quarterly, Half Yearly & Annually basis. The unique feature of this product is that interest income is given on a Monthly, Quarterly, Half Yearly & Annually basis instead of at the end of the term generating a better return. The product would be mainly targeted towards those clients especially pensioners, who would like to invest their service end benefits or others this type scheme where they can ensure a Monthly, Quarterly, Half Yearly & Annually income flow. Minimum amount required to open a SME Shacchando Term Deposit is BDT 100,000. SME Shacchando Term Deposit can be opened for 12 months, 24 months & 36 months.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

SME
Agroj

SME Agroj-A term deposit scheme for customer...

SME
Digun Munafa

Digun Munafa is a long term deposit...

SME
Tingun Munafa

Tingun Munafa is a long term deposit product...

SME Agroj-A term deposit scheme for customer aged 50 and above (as per Birth Certificate/NID/Passport). This scheme offers a special interest rate 0.25% higher from SME Shacchando product (Monthly, Quarterly, Half-Yearly & Annually) to honor our senior citizen.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Digun Munafa is a long term deposit product offered to SMEcustomers for their long term investment with an aim to doubling their investment. The product would be mainly targeted to those who would like to get a handsome return on their initial investment. The product would especially cater to the requirements of parents and young professionals who want to secure their future. Minimum amount required to open a Digun Munafa is BDT 50,000 and the investment would be doubled after maturity.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Tingun Munafa is a long term deposit product offered to SMEcustomers for their long term investment with an aim to tripling their investment. The product would be mainly targeted to those who would like to get a handsome return on their initial investment. The scheme would especially cater to the requirements of parents and young professionals who want to secure their future. Minimum amount required to open a Tingun Munafa is BDT 50,000 and the investment would be tripled after maturity.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

SME
Sommridhi

SME Sommridhi is an installment based savings deposit (on monthly basis)...

SME
Uparjon

SME Uparjon is a term deposit product offered to...

SME Druto
Sanchoy

It’s a combination of Term Deposit and Monthly Savings Scheme...

SME Sommridhi is an installment based savings deposit (on monthly basis) for SME customer. In this account a customer deposit a certain amount of money for a certain period and on maturity an agreed amount will be paid to the customer.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

SME Uparjon is a term deposit product offered to SME customers allowing them to earn interest in advance with a scope to reinvest that amount for a higher return. The unique feature of this product is that interest is given upfront, at the time of opening the fixed deposit. Minimum amount required to open an SME Uparjon is BDT 100,000. SME Uparjon can be opened for 12 months, 24 months & 36 months.

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

It’s a combination of Term Deposit and Monthly Savings Scheme (DPS) with flexible tenure. Under this scheme customer can make an SME deposit thereafter will pay equal monthly deposits every month until the maturity

  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.