LankaBangla

CREDIT CARD

LankaBangla MasterCard/ VISA Card brings you a growing range of benefits. Say goodbye to your worries, with immediate acceptance at all MasterCard & VISA Card merchants & ATM machines in the country. Live comfortably with stress-free and safe transactions twenty-four hours a day and seven days a week.

card
Basic Features Highest Bill Payment Network Card Cheque Required documents to apply
  • Maximum Limit BDT 10 lac
  • Unsecured & revolving credit line
  • Safer substitute to cash
  • Monthly billing on purchases & cash withdrawals
  • Partial payment options
  • Card members can pay outstanding in full to avoid any interest payments
  • Minimum required payment per month: 5% or BDT 500 whichever is higher
  • Interest free periods – Minimum of 15 days or Maximum 45 days
  • Cash Withdrawal Facility – 50% of Credit Limit, No Interest Free period on Cash Advance
  • Interest calculated daily, applied monthly on billing date
  • LankaBangla Card Cheque may be issued in favor of MasterCard & VISA Card members enabling him/her to make payments through A/C payee Cheques. You may issue cheques as long as there is sufficient credit limit available on your credit card.
  • Bank Statement authorization letter/Bank Verification Letter
  • Trade License (Two years Business Length Proof for self-employed)
  • CIB undertaking form
  • Recent Passport size Photograph (Two copy)
  • Business Card, Employee ID Card
  • Salary Certificate/Pay Slip
  • Copy of E-TIN, NID/Passport

LankaBangla Card Type

Card Type Currency Valid In Limit Range
Titanium MasterCard BDT Bangladesh BDT 1,50,000-10,00,000
MasterCard Gold BDT Bangladesh BDT 60,000-1,49,999
MasterCard Classic BDT Bangladesh BDT 20,000-59,999
VISA Platinum BDT Bangladesh BDT 150,000- 1000,000
VISA Gold BDT Bangladesh BDT 60,000-10,00,000
VISA Classic BDT Bangladesh BDT 20,000-59,999

Application Form ezypay Application Form BEFTN Form
Apply Online Now
Latest Offers Discount Privilege ezypay Merchants Reward Catalogue

Latest Offers

Discount Privilege

By using the LankBangla Credit Card you can get special discount privilege from selective outlet.

So why late ! Use LBF Cards for your desire items & get the special discount.

LifestyleDiningFurnitureHealth CareBeauty CareJewelleryAutomotive SolutionE-CommerceElectronicsMotorsGiftsHome ApplienceSports EquipmentsTours & TravelsOthers
ezypay

ezypay Scheme

What is ezypay?

ezypay is an installment scheme which helps you to make your purchases more convenient. It allows you to convert your big-ticket retail purchase made by your LankaBangla Credit Card and LankaBangla Card Cheque into an installment scheme. After taking the scheme you can pay back the amount in EMI (Equal Monthly Installment) from 3 to 24 months. If you are a Cardmember of LankaBangla you will be able to avail this facility.

0% Interest Scheme

Enjoy 0 % interest per month on your purchases (BDT 10,000 and above) from our 0% merchant partners:

Electronics & DeviceFurnitureHealthcareE-CommerceBike & Bi CycleHome ApplianceBeauty CareLifestyleTours & TravelsAuto MobileOthers

LankaBangla Credit Card

Schedule of Fees & Charges of Credit Cards

See Fees Detail Table
Type of Card Classic mastercard/VISA Card Gold mastercard/VISA Card Titanium Mastercard/ Platinum VISA
Membership Fee FREE FREE FREE
*Renewal Fee BDT 1,000 + VAT 15% BDT 2,000+ VAT 15% BDT 2,000+ VAT 15%
Renewal Fee Waiver by Transactions 15 NOs 15 NOs 12 NOs
Spouse Card Fee FREE FREE FREE
Supplementary Card Fee FREE FREE FREE
Card Replacement Fee BDT 500 + VAT BDT 500 + VAT BDT 500 + VAT
PIN Regeneration Fee BDT 100 + VAT BDT 100 + VAT BDT 100 + VAT
Required Minimum Payment 5% of total outstanding or BDT 500 whichever is higher
Payment Due Date As per statement
Interest Free Period Maximum 45 days - Minimum 15 days**
Interest Charge 2.33% per month 2.33% per month 2.33% per month
Cash Advance Limit 50% of Limit 50% of Limit 50% of Limit
Cash Advance Charge 2% or BDT 150 whichever is higher
Cash Advance Interest 2.33% per month 2.33% per month 2.33% per month
Service Charge on adding money to Mobile Wallet 1.5% of withdrawal amount or BDT 150 whichever is higher
Card Cheque Book Issuance Fee First cheque book free and BDT 100 for 2nd book onward
Card Cheque Trnx Processing Fee 1.5% or BDT 200 whichever is higher
BEFTN Trnx Processing Fee (only for Mastercard) 1.5% or BDT 200 whichever is higher
Late Payment Fee BDT 300 +VAT BDT 500 + VAT BDT 500 + VAT
Over Limit Fee BDT 300 + VAT BDT 500 + VAT BDT 500 + VAT
Cheque Return Fee FREE FREE FREE
Outstation Cheque Collection Fee FREE FREE FREE
Statement Retrieval Fee BDT 100/Statement BDT 100/Statement BDT 100/Statement
Sales Slip Retrieval Fee BDT 100/Slip BDT 100/Slip BDT 100/Slip
e-Statement FREE FREE FREE
CIB Charge FREE FREE FREE
CreditShield Coverage (Insurance premium) Charge BDT 0.33% BDT 0.33% BDT 0.33%
*** CreditShield coverage
  • 100% outstanding coverage upto credit limits (Permanent Total Disability (PTD), Normal/accidental death).
  • 100% financial benefit for family member upto credit limit (Normal/accidental death).
  • Additional coverage under Accidental Death Insurance Policy.

    • (Subject to provide the supporting documents and fulfill the terms and condition of CreditShield coverage)

*** Accidental death benefit under CreditShield coverage BDT 100,000 BDT 300,000 BDT 500,000
Standing Instruction Service FREE FREE FREE
Legal Charge At actual At actual At actual
Reward Point 1 (one) point on every BDT 50 on POS & e-Commerce transaction only (except add money to mobile wallet)
Cash Back against reward point For Titanium Mastercard/ Platinum VISA only ****

Note:
* POS, e-Commerce & Card Cheque transaction only
** Condition apply
*** Benefit under CreditShield coverage only for regular Cardmember
**** For Every 100 points, equivalent BDT 25 will be credited to Titanium Mastercard/ Platinum VISA account as per request 15% VAT applicable on all service fees

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