“SWASTI” – “Money Builder” (DPS) scheme is a unique savings plan with dual benefit for customers. This scheme is guaranteed with the life insurance coverage at free of cost. Under this scheme nominee(s) will be eligible to get full maturity value in case of death or permanent disability (accidental) of the Account Holder.

What are the

  • Complementary insurance coverage for the account holder.
  • LankaBangla will bear the insurance premium.
  • Full maturity value: In case of death or permanent disability (accidental) of the account holder at any time for any reason even after opening the account but before maturity, nominee(s) of the deposit scheme will be eligible to get the full matured value.
  • Scheme Size: Minimum BDT 500 & Maximum BDT 12,500.
  • Loan Facility: Up to 80% of the deposited amount.
  • Tax Rebate: As per government regulation.


Payment Options: Flexible monthly payment system and multiple payment channels as below:

  • Auto Debit through Direct Debit Instruction (DDI) from customer's own Bank account.
  • Online/Digital Payment Solutions: (bKash, Dmoney, Ok Wallet, SureCash, UCash, iPay).
  • Deposit through LBFPLC designated Bank Accounts