( Effective From February 11, 2024 )

Swasti Secured Money Builder

Maturity Value- Swasti
Monthly Installment 2 Years 3 Years 4 Years 5 Years
BDT 500 BDT 13,441 BDT 21,320 BDT 30,090 BDT 39,849
BDT 1,000 BDT 26,882 BDT 42,640 BDT 60,180 BDT 79,698
BDT 1,500 BDT 40,323 BDT 63,960 BDT 90,270 BDT 119,547
BDT 2,000 BDT 53,764 BDT 85,280 BDT 120,360 BDT 159,396
BDT 2,500 BDT 67,205 BDT 106,600 BDT 150,450 BDT 199,245
BDT 3,000 BDT 80,646 BDT 127,920 BDT 180,540 BDT 239,094
BDT 3,500 BDT 94,087 BDT 149,240 BDT 210,630 BDT 278,943
BDT 4,000 BDT 107,528 BDT 170,560 BDT 240,720 BDT 318,792
BDT 4,500 BDT 120,969 BDT 191,880 BDT 270,810 BDT 358,641
BDT 5,000 BDT 134,410 BDT 213,200 BDT 300,900 BDT 398,490
BDT 5,500 BDT 147,851 BDT 234,520 BDT 330,990 BDT 438,339
BDT 6,000 BDT 161,292 BDT 255,840 BDT 361,080 BDT 478,188
BDT 6,500 BDT 174,733 BDT 277,160 BDT 391,170 BDT 518,037
BDT 7,000 BDT 188,174 BDT 298,480 BDT 421,260 BDT 557,886
BDT 7,500 BDT 201,615 BDT 319,800 BDT 451,350 BDT 597,735
BDT 8,000 BDT 215,056 BDT 341,120 BDT 481,440 BDT 637,584
BDT 8,500 BDT 228,497 BDT 362,440 BDT 511,530 BDT 677,433
BDT 9,000 BDT 241,938 BDT 383,760 BDT 541,620 BDT 717,282
BDT 9,500 BDT 255,379 BDT 405,080 BDT 571,710 BDT 757,131
BDT 10,000 BDT 268,820 BDT 426,400 BDT 601,800 BDT 796,980
BDT 10,500 BDT 282,261 BDT 447,720 BDT 631,890 BDT 836,829
BDT 11,000 BDT 295,702 BDT 469,040 BDT 661,980 BDT 876,678
BDT 11,500 BDT 309,143 BDT 490,360 BDT 692,070 BDT 916,527
BDT 12,000 BDT 322,584 BDT 511,680 BDT 722,160 BDT 956,376
BDT 12,500 BDT 336,025 BDT 533,000 BDT 752,250 BDT 996,225

Protiva Secured Money Builder

Maturity Value- Swasti
Monthly Installment 2 Years 3 Years 4 Years 5 Years
BDT 500 BDT 13,441 BDT 21,320 BDT 30,090 BDT 39,849
BDT 1,000 BDT 26,882 BDT 42,640 BDT 60,180 BDT 79,698
BDT 1,500 BDT 40,323 BDT 63,960 BDT 90,270 BDT 119,547
BDT 2,000 BDT 53,764 BDT 85,280 BDT 120,360 BDT 159,396
BDT 2,500 BDT 67,205 BDT 106,600 BDT 150,450 BDT 199,245
BDT 3,000 BDT 80,646 BDT 127,920 BDT 180,540 BDT 239,094
BDT 3,500 BDT 94,087 BDT 149,240 BDT 210,630 BDT 278,943
BDT 4,000 BDT 107,528 BDT 170,560 BDT 240,720 BDT 318,792
BDT 4,500 BDT 120,969 BDT 191,880 BDT 270,810 BDT 358,641
BDT 5,000 BDT 134,410 BDT 213,200 BDT 300,900 BDT 398,490
BDT 5,500 BDT 147,851 BDT 234,520 BDT 330,990 BDT 438,339
BDT 6,000 BDT 161,292 BDT 255,840 BDT 361,080 BDT 478,188
BDT 6,500 BDT 174,733 BDT 277,160 BDT 391,170 BDT 518,037
BDT 7,000 BDT 188,174 BDT 298,480 BDT 421,260 BDT 557,886
BDT 7,500 BDT 201,615 BDT 319,800 BDT 451,350 BDT 597,735
BDT 8,000 BDT 215,056 BDT 341,120 BDT 481,440 BDT 637,584
BDT 8,500 BDT 228,497 BDT 362,440 BDT 511,530 BDT 677,433
BDT 9,000 BDT 241,938 BDT 383,760 BDT 541,620 BDT 717,282
BDT 9,500 BDT 255,379 BDT 405,080 BDT 571,710 BDT 757,131
BDT 10,000 BDT 268,820 BDT 426,400 BDT 601,800 BDT 796,980
BDT 10,500 BDT 282,261 BDT 447,720 BDT 631,890 BDT 836,829
BDT 11,000 BDT 295,702 BDT 469,040 BDT 661,980 BDT 876,678
BDT 11,500 BDT 309,143 BDT 490,360 BDT 692,070 BDT 916,527
BDT 12,000 BDT 322,584 BDT 511,680 BDT 722,160 BDT 956,376
BDT 12,500 BDT 336,025 BDT 533,000 BDT 752,250 BDT 996,225

Earn First TDR

3 Month 6 Month 1 Year 2 Years 3 Years
9.00% 9.50% 9.75% 9.50% 9.50%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.75% 9.75% 10.50% 10.50% 10.50% 10.50% 10.50% 10.75% 10.75% 10.75% 10.75% 10.75% 10.75%

Classic TDR

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years 100 Days
9.50% 10.50% 10.75% 10.50% 10.50% 10.50% 9.75%

Periodic Return Term Deposit Scheme

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 792 2,375
Rate 9.50% 9.50%
6 Month 875 2,625 5,250
Rate 10.50% 10.50% 10.50%
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

Agroj ( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 6years 6months.

Triple Money Term Deposit Scheme

Deposit amount placed at a time will be tripled on completion of 10 years

Quick Sanchoy

Initial Deposit BDT 50,000 BDT 50,000
Monthly Installment Amount BDT 3,485 BDT 1,415 BDT 725 BDT 3,275 BDT 1,900 BDT 1,215
No. of Installment 12 24 36 24 36 48
Maturity Value BDT 100,000 BDT 150,000

Money Builder Deposit Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,477 21,406 30,253 40,123 109,494
1,000 26,954 42,812 60,506 80,246 218,988
2,000 53,908 85,624 121,012 160,492 437,976
3,000 80,862 128,436 181,518 240,738 656,964
5,000 134,770 214,060 302,530 401,230 1,094,940
10,000 269,540 428,120 605,060 802,460 2,189,880
25,000 673,850 1,070,300 1,512,650 2,006,150 5,474,700

Flexi Deposit

Deposit Interest Rate 10.00%

Earn First TDR

3 Month 6 Month 1 Year 2 Years 3 Years
9.00% 9.50% 9.75% 9.50% 9.50%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.75% 9.75% 10.50% 10.50% 10.50% 10.50% 10.50% 10.75% 10.75% 10.75% 10.75% 10.75% 10.75%

Classic TDR

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years 100 Days
9.50% 10.50% 10.75% 10.50% 10.50% 10.50% 9.75%

Periodic Return Term Deposit Scheme

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 792 2,375
Rate 9.50% 9.50%
6 Month 875 2,625 5,250
Rate 10.50% 10.50% 10.50%
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

Agroj ( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 6 years 6 months .

Triple Money Term Deposit Scheme

Deposit amount placed at a time will be tripled on completion of 10 years.

Quick Sanchoy

Initial Deposit BDT 50,000 BDT 50,000
Monthly Installment Amount BDT 3,485 BDT 1,415 BDT 725 BDT 3,275 BDT 1,900 BDT 1,215
No. of Installment 12 24 36 24 36 48
Maturity Value BDT 100,000 BDT 150,000

Money Builder Deposit Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,477 21,406 30,253 40,123 109,494
1,000 26,954 42,812 60,506 80,246 218,988
2,000 53,908 85,624 121,012 160,492 437,976
3,000 80,862 128,436 181,518 240,738 656,964
5,000 134,770 214,060 302,530 401,230 1,094,940
10,000 269,540 428,120 605,060 802,460 2,189,880
25,000 673,850 1,070,300 1,512,650 2,006,150 5,474,700

SME Monermoto Sanchoy

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.75% 9.75% 10.50% 10.50% 10.50% 10.50% 10.50% 10.75% 10.75% 10.75% 10.75% 10.75% 10.75%

SME Shachholata

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years 100 Days
9.50% 10.50% 10.75% 10.50% 10.50% 10.50% 9.75%

SME Shachhando

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 792 2,375
Rate 9.50% 9.50%
6 Month 875 2,625 5,250
Rate 10.50% 10.50% 10.50%
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

SME Agroj Periodic Return Term Deposit Scheme For Senior Citizens

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 6 years 6 months.

SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 10 years.

SME Sommridhi

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,477 21,406 30,253 40,123 109,494
1,000 26,954 42,812 60,506 80,246 218,988
2,000 53,908 85,624 121,012 160,492 437,976
3,000 80,862 128,436 181,518 240,738 656,964
5,000 134,770 214,060 302,530 401,230 1,094,940
10,000 269,540 428,120 605,060 802,460 2,189,880
25,000 673,850 1,070,300 1,512,650 2,006,150 5,474,700

SME Uparjon

3 Month 6 Month 1 Year 2 Years 3 Years
9.00% 9.50% 9.75% 9.50% 9.50%

SME Druto Sanchoy

Initial Deposit BDT 50,000 BDT 50,000
Monthly Installment Amount BDT 3,485 BDT 1,415 BDT 725 BDT 3,275 BDT 1,900 BDT 1,215
No. of Installment 12 24 36 24 36 48
Maturity Value BDT 100,000 BDT 150,000

Shikha Icche CTDR

3 Months 6 Months 1 Year 2 Years 3 Years
9.50% 10.50% 10.75% 10.50% 10.50%

Shikha Icche Shohoj Sanchoy

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.75% 9.75% 10.50% 10.50% 10.50% 10.50% 10.50% 10.75% 10.75% 10.75% 10.75% 10.75% 10.75%

Shikha Obiroto Periodic Return Term Deposit

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 896 2,688 5,375 10,750
Rate 10.75% 10.75% 10.75% 10.75%
2 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%
3 Years 875 2,625 5,250 10,500
Rate 10.50% 10.50% 10.50% 10.50%

Shikha Sanchoy Money Builder Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,477 21,406 30,253 40,123 109,494
1,000 26,954 42,812 60,506 80,246 218,988
2,000 53,908 85,624 121,012 160,492 437,976
3,000 80,862 128,436 181,518 240,738 656,964
5,000 134,770 214,060 302,530 401,230 1,094,940
10,000 269,540 428,120 605,060 802,460 2,189,880
25,000 673,850 1,070,300 1,512,650 2,006,150 5,474,700

Shikha Projjolon Double Money

Deposit amount placed at a time will be doubled on completion of 6 years 6 months.

Shikha Projjolon Triple Money

Deposit amount placed at a time will be tripled on completion of 10 years

( Effective From December 10, 2023 )

Rate of Interest of Retail Financial Services

Product Name Interest Rate for General
Auto Loan
Auto Loan for Individual (Salaried) SMART+5.75%
Auto Loan for Land Lord/Businessman SMART+5.75%
Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC SMART+5.75%
Duranto (Commercial Vehicle) SMART+5.75%
Home Loan
Home Loan SMART+5.75%
Affordable Housing Finance SMART+5.75%
Loan Against Property (LAP) SMART+5.75%
Personal Loan
Personal Loan for Salaried Persons/Professionals SMART+5.75%
Personal Loan for Land Lord/Land Lady SMART+5.75%
Bonik (Unsecured Personal loan for Businessman) SMART+5.75%
Short Term Loan against TDR
Short Term Loan against TDR 3% plus TDR rate
Credit Card 20.00%

Rate of Interest of SME Financial Services

Product Name Interest Rate
Women Entrepreneur (Refinance) As per BB guidelines
Agro Processing (Refinance) As per BB guidelines
JICA Refinance As per BB guidelines
SME Refinance under SPD-2 As per BB guidelines
Micro – Trading SMART+5.75%
Micro – Manufacturing SMART+5.75%
Micro – Service SMART+5.75%
Small – Trading SMART+5.75%
Small – Manufacturing SMART+5.75%
Small – Service SMART+5.75%
Medium – Manufacturing SMART+5.75%
Medium – Service SMART+5.75%
Fully Cash Backed Loan Deposit Rate + 3.00%

Rate of Interest of Corporate Financial Services

Corporate and Institutional Services Maximum Rate
Term Loan/Lease – Manufacturing SMART+5.75%
Term Loan/Lease – Other than Manufacturing SMART+5.75%
Short Term Loan – Manufacturing SMART+5.75%
Short Term Loan – Other than Manufacturing SMART+5.75%
Working Capital Loan SMART+5.75%
Sustainable Finance (Refinance) As per Bangladesh Bank guidelines

( Effective From 1st July, 2023 )

Credit card Interest Rate

Product Name Interest Rate for General
Credit Card 1.666% (Monthly)

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance PLC. management. Excise duty and income tax are applicable as per government law.