16325

RATE OF INTEREST

(EFFECTIVE FROM MAY 18, 2022)

Swasti - Secured Money Builder

Maturity Value- Swasti
Monthly Installment 2 Years 3 Years 4 Years 5 Years
500 12,881 20,002 27,619 35,766
1,000 25,762 40,004 55,238 71,532
1,500 38,643 60,006 82,857 107,298
2,000 51,524 80,008 110,476 143,064
2,500 64,405 100,010 138,095 178,830
3,000 77,286 120,012 165,714 214,596
3,500 90,167 140,014 193,333 250,362
4,000 103,048 160,016 220,952 286,128
4,500 115,929 180,018 248,571 321,894
5,000 128,810 200,020 276,190 357,660
5,500 141,691 220,022 303,809 393,426
6,000 154,572 240,024 331,428 429,192
6,500 167,453 260,026 359,047 464,958
7,000 180,334 280,028 386,666 500,724
7,500 193,215 300,030 414,285 536,490
8,000 206,096 320,032 441,904 572,256
8,500 218,977 340,034 469,523 608,022
9,000 231,858 360,036 497,142 643,788
9,500 244,739 380,038 524,761 679,554
10,000 257,620 400,040 552,380 715,320
10,500 270,501 420,042 579,999 751,086
11,000 283,382 440,044 607,618 786,852
11,500 296,263 460,046 635,237 822,618
12,000 309,144 480,048 662,856 858,384
12,500 322,025 500,050 690,475 894,150

Protiva - Secured Money Builder

Maturity Value- PROTIVA
Monthly Installment 2 Years 3 Years 4 Years 5 Years
500 12,881 20,002 27,619 35,766
1,000 25,762 40,004 55,238 71,532
1,500 38,643 60,006 82,857 107,298
2,000 51,524 80,008 110,476 143,064
2,500 64,405 100,010 138,095 178,830
3,000 77,286 120,012 165,714 214,596
3,500 90,167 140,014 193,333 250,362
4,000 103,048 160,016 220,952 286,128
4,500 115,929 180,018 248,571 321,894
5,000 128,810 200,020 276,190 357,660
5,500 141,691 220,022 303,809 393,426
6,000 154,572 240,024 331,428 429,192
6,500 167,453 260,026 359,047 464,958
7,000 180,334 280,028 386,666 500,724
7,500 193,215 300,030 414,285 536,490
8,000 206,096 320,032 441,904 572,256
8,500 218,977 340,034 469,523 608,022
9,000 231,858 360,036 497,142 643,788
9,500 244,739 380,038 524,761 679,554
10,000 257,620 400,040 552,380 715,320
10,500 270,501 420,042 579,999 751,086
11,000 283,382 440,044 607,618 786,852
11,500 296,263 460,046 635,237 822,618
12,000 309,144 480,048 662,856 858,384
12,500 322,025 500,050 690,475 894,150

Earn FirstTDR

3 Month 6 Month 1 Year 2 Years 3 Years
5.65% 5.65% 5.65% 5.65% 5.65%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

Classic TDR

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

Periodic Return Term Deposit Scheme

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 483 1,463
Rate 5.80% 5.85%
6 Month 483 1,463 2,950
Rate 5.80% 5.85% 5.90%
1 Year 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%
2 Years 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%
3 Years 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%

Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
2 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
3 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 123 months.

Triple Money Term DepositScheme

Deposit amount placed at a time will be tripled on completion of 195 months.

Quick Sanchoy

Tenure Initial Deposit of BDT 50,000
Monthly Installment – TK Maturity Amount – TK
35 Months 1,000 100,000
64 Months 1,000 150,000

Money Builder Deposit Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 12,902 20,050 27,707 35,909 86,563
1,000 25,804 40,100 55,414 71,818 173,126
2,000 51,608 80,200 110,828 143,636 346,252
3,000 77,412 120,300 166,242 215,454 519,378
5,000 129,020 200,500 277,070 359,090 865,630
10,000 258,040 401,000 554,140 718,180 1,731,260
25,000 645,100 1,002,500 1,385,350 1,795,450 4,328,150

Flexi Deposit

Deposit Interest Rate 6.00% on daily basis.

Earn FirstTDR

3 Month 6 Month 1 Year 2 Years 3 Years
5.65% 5.65% 5.65% 5.65% 5.65%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

Classic TDR

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

Periodic Return Term Deposit Scheme

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 483 1,463
Rate 5.80% 5.85%
6 Month 483 1,463 2,950
Rate 5.80% 5.85% 5.90%
1 Year 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%
2 Years 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%
3 Years 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%

Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
2 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
3 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 123 months .

Triple Money Term DepositScheme

Deposit amount placed at a time will be tripled on completion of 195 months.

Quick Sanchoy

Tenure Initial Deposit of BDT 50,000
Monthly Installment – TK Maturity Amount – TK
35 Months 1,000 100,000
64 Months 1,000 150,000

Money Builder Deposit Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 12,902 20,050 27,707 35,909 86,563
1,000 25,804 40,100 55,414 71,818 173,126
2,000 51,608 80,200 110,828 143,636 346,252
3,000 77,412 120,300 166,242 215,454 519,378
5,000 129,020 200,500 277,070 359,090 865,630
10,000 258,040 401,000 554,140 718,180 1,731,260
25,000 645,100 1,002,500 1,385,350 1,795,450 4,328,150

Shikha - ichhe (CTDR)

3 Months 6 Months 1 Year 2 Years 3 Years
6.10% 6.10% 6.10% 6.10% 6.10%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10% 6.10%

Shikha - Obiroto Periodic Return Term Deposit

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
2 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
3 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%

Shikha - Sanchoy Money Builder Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 12,915 20,082 27,766 36,005 87,047
1,000 25,830 40,164 55,532 72,010 174,094
2,000 51,660 80,328 111,064 144,020 348,188
3,000 77,490 120,492 166,596 216,030 522,282
5,000 129,150 200,820 277,660 360,050 870,470
10,000 258,300 401,640 555,320 720,100 1,740,940
25,000 645,750 1,004,100 1,388,300 1,800,250 4,352,350

Shikha - Porjjolon Double money (TDS)

Deposit amount placed at a time will be doubled on completion of 123 months.

Shikha - Porjjolon Triple money (TDS)

Deposit amount placed at a time will be tripled on completion of 195 months.

SME Monermoto Sanchoy

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

SME Shachholata

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

SME Shachhando

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 483 1,463
Rate 5.80% 5.85%
6 Month 483 1,463 2,950
Rate 5.80% 5.85% 5.90%
1 Year 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%
2 Years 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%
3 Years 483 1,463 2,950 6,000
Rate 5.80% 5.85% 5.90% 6.00%

SME Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
2 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%
3 Years 492 1,488 3,000 6,100
Rate 5.90% 5.95% 6.00% 6.10%

SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 123 months.

SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 195 months.

SME Sommridhi

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 12,902 20,050 27,707 35,909 86,563
1,000 25,804 40,100 55,414 71,818 173,126
2,000 51,608 80,200 110,828 143,636 346,252
3,000 77,412 120,300 166,242 215,454 519,378
5,000 129,020 200,500 277,070 359,090 865,630
10,000 258,040 401,000 554,140 718,180 1,731,260
25,000 645,100 1,002,500 1,385,350 1,795,450 4,328,150

SME Uparjon

3 Month 6 Month 1 Year 2 Years 3 Years
5.65% 5.65% 5.65% 5.65% 5.65%

SME Druto Sanchoy

Tenure Initial Deposit of BDT 50,000
Monthly Installment – TK Maturity Amount – TK
35 Months 1,000 100,000
64 Months 1,000 150,000

(EFFECTIVE FROM JULY 01, 2021)

Rate of Interest of Corporate Financial Services

Corporate and Institutional Services Maximum Rate
Term Loan/Lease – Manufacturing 11.25%
Term Loan/Lease – Other than Manufacturing 11.25%
Short Term Loan – Manufacturing 11.25%
Short Term Loan – Other than Manufacturing 11.25%
Working Capital Loan 11.25%
Sustainable Finance (Refinance) 9.00%

Rate of Interest of SME Financial Services

Product Name Interest Rate
Women Entrepreneur (Refinance) 7.00%
Agro Processing (Refinance) 7.00%
JICA Refinance 10.00%
SME Refinance under SPD-2 6.00%
Micro – Trading 13.00%
Micro – Manufacturing 13.00%
Micro – Service 13.00%
Small – Trading 13.00%
Small – Manufacturing 13.00%
Small – Service 13.00%
Medium – Manufacturing 11.50%
Medium – Service 11.50%
Fully Cash Backed Loan Deposit Rate + 2.00%

Rate of Interest of Retail Financial Services

Product Name Interest Rate for General
Auto Loan
Auto Loan for Individual (Salaried) 10.99%
Auto Loan for Land Lord/Businessman 11.49%
Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC 10.99%
Duranto (Commercial Vehicle) 12.99%
Home Loan
Home Loan 10.99%
Affordable Housing Finance 11.99%
Loan Against Property (LAP) 11.49%
Personal Loan
Personal Loan for Salaried Persons/Professionals 11.99%
Personal Loan for Land Lord/Land Lady 13.99%
Bonik (Unsecured Personal loan for Businessman) 14.99%
Short Term Loan against TDR
Short Term Loan against TDR 2% plus TDR rate

(EFFECTIVE FROM JANUARY 11, 2021)

Credit Card

Product Name Interest Rate for General
Credit Card 1.66% (Monthly)

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance Limited management. Excise duty and income tax are applicable as per government law.

Particulars 2021 2020
Long Term AA3 AA3
Short Term ST-2 ST-2
Outlook Stable Stable

  • AA3

    Very strong capacity
    Very high quality
    Very low credit risk

  • ST-2

    High grade
    Strong capacity
    Commendable liquidity

Rated by Credit Rating Agency of Bangladesh Limited(CRAB)
Based on audited financial statements up to December 31, 2020, unaudited financial statements as of March 31, 2021 and other relevant quantitative as well as qualitative information up to the date of rating declaration (July 19, 2021)
Valid up to June 30, 2022

    ×
    0%