RATE OF INTEREST
Deposit Rates
For Retail TDR Clients
(EFFECTIVE FROM 15th October 2017)
Under this scheme you can draw interest upfront for deposited any amount but not less than BDT 1.00 lac
| 1 Year | 2 Year | 3 Year |
| 6.98% | 7.41% | 7.41% |
Minimum tenure of this scheme is 1 year
This deposit scheme gives customer the flexibility to choose their own tenor from 3 months to 18 months
| Term | Interest Rate |
| 4 months | 6.85% |
| 5 months | 6.95% |
| 7 months | 7.10% |
| 8 months | 7.20% |
| 9 months | 7.30% |
| 10 months | 7.40% |
| 11 months | 7.45% |
| 13 months | 7.55% |
| 14 months | 7.60% |
| 15 months | 7.65% |
| 16 months | 7.70% |
| 17 months | 7.75% |
| 18 months | 7.80% |
| 3 Months | 6 Months | 1 Year | 2 Year | 3 Year |
| 6.75% | 7.00% | 7.50% | 8.00% | 8.00% |
Under this scheme you can draw the interest periodically (Monthly/Quarterly/Half-yearly/Annually) keeping the original deposited amount intact. (Applicable for BDT 1 Lac and above) If your deposit amount is Tk. 100,000 then the interest income for different period will be:
| Tenure/Amount | Monthly | Quarterly | Half-Yearly | Annually |
| 1 Year | 604 | 1824 | 3682 | 7500 |
| Rate | 7.25% | 7.30% | 7.36% | 7.50% |
| 2 Year | 643 | 1943 | 3923 | 8000 |
| Rate | 7.72% | 7.77% | 7.85% | 8.00% |
| 3 Year | 643 | 1943 | 3923 | 8000 |
| Rate | 7.72% | 7.77% | 7.85% | 8.00% |
*Excluding Tax Deduction
This scheme is applicable only to the Senior citizen who are 50 years or above. And they will be given .25% higher return than the existing Periodic Return Term Deposit.
| Tenure/Amount | Monthly | Quarterly | Half-Yearly | Annually |
| 1 Year | 625 | 1887 | 3807 | 7750 |
| Rate | 7.50% | 7.55% | 7.61% | 7.75% |
| 2 Year | 664 | 2005 | 4048 | 8250 |
| Rate | 7.97% | 8.02% | 8.10% | 8.25% |
| 3 Year | 664 | 2005 | 4048 | 8250 |
| Rate | 7.97% | 8.02% | 8.10% | 8.25% |
Deposit amount placed at a time will turn double on completion of 8 Years 6 months.
Deposit amount placed at a time will turn triple on completion of 12 years.
| Tenure | Initial Deposit of BDT 100,000 | |
| Monthly Installment | Maturity Amount | |
| 34 months | 2,000.00 | 200,000.00 |
| 62 months | 2,000.00 | 300,000.00 |
| 74 months | 1,500.00 | 300,000.00 |
Initial Deposit and Monthly Installment can be multiplied by any number based on the Depositors choice and accordingly the maturity amount will be multiplied by the same number.
| Installment per month | Return after 3 years | Return after 5 years | Return after 10 years |
| 500 | 20,732 | 38,715 | 105,400 |
| 1,000 | 41,464 | 77,430 | 210,800 |
| 2,000 | 82,928 | 154,860 | 421,600 |
| 3,000 | 124,392 | 232,290 | 632,400 |
| 5,000 | 207,320 | 387,150 | 1,054,000 |
| 10,000 | 414,640 | 774,300 | 2,108,000 |
| 25,000 | 1,036,600 | 1,935,750 | 5,270,000 |
For Corporate TDR Clients
(EFFECTIVE FROM 15th October 2017)
Under this scheme you can draw interest upfront for deposited any amount but not less than BDT 1.00 lac
| 1 Year | 2 Year | 3 Year |
| 6.98% | 7.41% | 7.41% |
Minimum tenure of this scheme is 1 year
This deposit scheme gives customer the flexibility to choose their own tenor from 3 months to 18 months
| Term | Interest Rate |
| 4 months | 6.85% |
| 5 months | 6.95% |
| 7 months | 7.10% |
| 8 months | 7.20% |
| 9 months | 7.30% |
| 10 months | 7.40% |
| 11 months | 7.45% |
| 13 months | 7.55% |
| 14 months | 7.60% |
| 15 months | 7.65% |
| 16 months | 7.70% |
| 17 months | 7.75% |
| 18 months | 7.80% |
| 3 Months | 6 Months | 1 Year | 2 Year | 3 Year |
| 6.75% | 7.00% | 7.50% | 8.00% | 8.00% |
Under this scheme you can draw the interest periodically (Monthly/Quarterly/Half-yearly/Annually) keeping the original deposited amount intact. (Applicable for BDT 1 Lac and above) If your deposit amount is Tk. 100,000 then the interest income for different period will be:
| Tenure/Amount | Monthly | Quarterly | Half-Yearly | Annually |
| 1 Year | 604 | 1824 | 3682 | 7500 |
| Rate | 7.25% | 7.30% | 7.36% | 7.50% |
| 2 Year | 643 | 1943 | 3923 | 8000 |
| Rate | 7.72% | 7.77% | 7.85% | 8.00% |
| 3 Year | 643 | 1943 | 3923 | 8000 |
| Rate | 7.72% | 7.77% | 7.85% | 8.00% |
*Before Tax
Deposit amount placed at a time will turn double on completion of 8 Years 6 months.
Deposit amount placed at a time will turn triple on completion of 12 years.
| Tenure | Initial Deposit of BDT 100,000 | |
| Monthly Installment | Maturity Amount | |
| 34 months | 2,000.00 | 200,000.00 |
| 62 months | 2,000.00 | 300,000.00 |
| 74 months | 1,500.00 | 300,000.00 |
Initial Deposit and Monthly Installment can be multiplied by any number based on the Depositors choice and accordingly the maturity amount will be multiplied by the same number.
| Installment per month | Return after 3 years | Return after 5 years | Return after 10 years |
| 500 | 20,732 | 38,715 | 105,400 |
| 1,000 | 41,464 | 77,430 | 210,800 |
| 2,000 | 82,928 | 154,860 | 421,600 |
| 3,000 | 124,392 | 232,290 | 632,400 |
| 5,000 | 207,320 | 387,150 | 1,054,000 |
| 10,000 | 414,640 | 774,300 | 2,108,000 |
| 25,000 | 1,036,600 | 1,935,750 | 5,270,000 |
| Corporate and Institutional Services | Maximum Rate |
| Lease Finance | 13.00% |
| Term Finance | 13.00% |
| Short Term Finance | 11.50% |
| Bridge Finance | 13.00% |
| Work Order Finance | 13.00% |
| Revolving Finance | 13.00% |
| Loan Against TDR | 2% above TDR Rate |
| Emerging and Commercial Business Unit | Maximum Rate |
| Factoring Financing | 14.00% |
| Reverse Factoring | 14.00% |
| Distributor Financing | 14.00% |
| Project And Structured Finance Unit | Maximum Rate |
| Structured Finance | 13.00% |
| Project Finance | 13.00% |
| Club Finance | 13.00% |
| Corporate Advisory Services | 1% to 1.5% |
| Product Name | Interest Rate |
| For Ahona- Unsecured Loan | 18.00% |
| For Astha-Up to 1 crore | 15.00% |
| For Astha-1 crore to 3 crore | 14.00% |
| For Astha-3 cr to above | 13.00% |
| For Anonnya-Woman Entreprenure Loan | 9.00% |
| For Swarnali-Agro Processing Industry | 10.00% |
| For Durbar-Commercial Vehicle Loan | 13.00% |
| For Abash -Mess Rent/Commercial Complex | 14.00% |
| For Abash -Mess Rent/Commercial Complex construction Loan-in case of unsecured | 18.00% |
| For Shomporko (Start Up Finance) | 9.90% |
| Ejara(Lease of machinaries & equipments) | 14.00% |
| Biswash (Loan Against Term deposit Receipt-TDR) | 15.00% |
| Product Name | Interest Rate for General |
| Auto Loan | |
| Auto Loan for Individual | 13.00% p.a. |
| Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC | 12.25% p.a. |
| Home Loan | |
| Home Loan | 11.95% p.a. |
| Loan Against Property (LAP) | 12.50% p.a. |
| Personal Loan | |
| Salaried Persons/Professionals Personal Loan up to 10 Lac | 11.25% p.a. |
| Salaried Persons/Professionals Personal Loan above 10 Lac | 11.75% p.a. |
| Personal Loan for Land Load/Land Lady | 14.50% p.a. |
| Short Term Loan against TDR | |
| Short Term Loan against TDR | 2% plus TDR rate |
| Credit Card | |
| Credit Card | 2.50% per month |
| Credit Card under EZY Pay Scheme | 0% per month to purchase GOODS from selective outlet otherwise 1.25% per month |
| Credit Card Annaul Fee | 1st 2 years Free, Renewal fee waiver by making 15 Transaction in a year for 3rd year and onwards |
*Note: The above rates are subject to change from time to time without prior notice as per decision of the LBFL Management. Excise Duty and Income Tax are applicable as per government laws.
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