Rate of Interest

( Effective From June 25, 2024 )

Swasti Secured Money Builder Protiva Secured Money Builder Earn First TDR Shohoj Sanchoy TDS Classic TDR Periodic Return Term Deposit Scheme Agroj( Periodic Return Term Deposit Scheme For Senior Citizens) Double Money Term Deposit Scheme Triple Money Term Deposit Scheme Quick Sanchoy Money Builder Deposit Scheme Flexi Deposit

Swasti Secured Money Builder

Maturity Value- Swasti
Monthly Installment	2 Years	3 Years	4 Years	5 Years
BDT 500	BDT 13,513	BDT 21,492	BDT 30,417	BDT 40,400
BDT 1,000	BDT 27,026	BDT 42,984	BDT 60,834	BDT 80,800
BDT 1,500	BDT 40,539	BDT 64,476	BDT 91,251	BDT 121,200
BDT 2,000	BDT 54,052	BDT 85,968	BDT 121,668	BDT 161,600
BDT 2,500	BDT 67,565	BDT 107,460	BDT 152,085	BDT 202,000
BDT 3,000	BDT 81,078	BDT 128,952	BDT 182,502	BDT 242,400
BDT 3,500	BDT 94,591	BDT 150,444	BDT 212,919	BDT 282,800
BDT 4,000	BDT 108,104	BDT 171,936	BDT 243,336	BDT 323,200
BDT 4,500	BDT 121,617	BDT 193,428	BDT 273,753	BDT 363,600
BDT 5,000	BDT 135,130	BDT 214,920	BDT 304,170	BDT 404,000
BDT 5,500	BDT 148,643	BDT 236,412	BDT 334,587	BDT 444,400
BDT 6,000	BDT 162,156	BDT 257,904	BDT 365,004	BDT 484,800
BDT 6,500	BDT 175,669	BDT 279,396	BDT 395,421	BDT 525,200
BDT 7,000	BDT 189,182	BDT 300,888	BDT 425,838	BDT 565,600
BDT 7,500	BDT 202,695	BDT 322,380	BDT 456,255	BDT 606,000
BDT 8,000	BDT 216,208	BDT 343,872	BDT 486,672	BDT 646,400
BDT 8,500	BDT 229,721	BDT 365,364	BDT 517,089	BDT 686,800
BDT 9,000	BDT 243,234	BDT 386,856	BDT 547,506	BDT 727,200
BDT 9,500	BDT 256,747	BDT 408,348	BDT 577,923	BDT 767,600
BDT 10,000	BDT 270,260	BDT 429,840	BDT 608,340	BDT 808,000
BDT 10,500	BDT 283,773	BDT 451,332	BDT 638,757	BDT 848,400
BDT 11,000	BDT 297,286	BDT 472,824	BDT 669,174	BDT 888,800
BDT 11,500	BDT 310,799	BDT 494,316	BDT 699,591	BDT 929,200
BDT 12,000	BDT 324,312	BDT 515,808	BDT 730,008	BDT 969,600
BDT 12,500	BDT 337,825	BDT 537,300	BDT 760,425	BDT 1,010,000

Protiva Secured Money Builder

Maturity Value- Swasti
Monthly Installment	2 Years	3 Years	4 Years	5 Years
BDT 500	BDT 13,513	BDT 21,492	BDT 30,417	BDT 40,400
BDT 1,000	BDT 27,026	BDT 42,984	BDT 60,834	BDT 80,800
BDT 1,500	BDT 40,539	BDT 64,476	BDT 91,251	BDT 121,200
BDT 2,000	BDT 54,052	BDT 85,968	BDT 121,668	BDT 161,600
BDT 2,500	BDT 67,565	BDT 107,460	BDT 152,085	BDT 202,000
BDT 3,000	BDT 81,078	BDT 128,952	BDT 182,502	BDT 242,400
BDT 3,500	BDT 94,591	BDT 150,444	BDT 212,919	BDT 282,800
BDT 4,000	BDT 108,104	BDT 171,936	BDT 243,336	BDT 323,200
BDT 4,500	BDT 121,617	BDT 193,428	BDT 273,753	BDT 363,600
BDT 5,000	BDT 135,130	BDT 214,920	BDT 304,170	BDT 404,000
BDT 5,500	BDT 148,643	BDT 236,412	BDT 334,587	BDT 444,400
BDT 6,000	BDT 162,156	BDT 257,904	BDT 365,004	BDT 484,800
BDT 6,500	BDT 175,669	BDT 279,396	BDT 395,421	BDT 525,200
BDT 7,000	BDT 189,182	BDT 300,888	BDT 425,838	BDT 565,600
BDT 7,500	BDT 202,695	BDT 322,380	BDT 456,255	BDT 606,000
BDT 8,000	BDT 216,208	BDT 343,872	BDT 486,672	BDT 646,400
BDT 8,500	BDT 229,721	BDT 365,364	BDT 517,089	BDT 686,800
BDT 9,000	BDT 243,234	BDT 386,856	BDT 547,506	BDT 727,200
BDT 9,500	BDT 256,747	BDT 408,348	BDT 577,923	BDT 767,600
BDT 10,000	BDT 270,260	BDT 429,840	BDT 608,340	BDT 808,000
BDT 10,500	BDT 283,773	BDT 451,332	BDT 638,757	BDT 848,400
BDT 11,000	BDT 297,286	BDT 472,824	BDT 669,174	BDT 888,800
BDT 11,500	BDT 310,799	BDT 494,316	BDT 699,591	BDT 929,200
BDT 12,000	BDT 324,312	BDT 515,808	BDT 730,008	BDT 969,600
BDT 12,500	BDT 337,825	BDT 537,300	BDT 760,425	BDT 1,010,000

Earn First TDR

3 Month	6 Month	1 Year	2 Years	3 Years
9.00%	9.50%	9.75%	9.50%	9.50%

Shohoj Sanchoy TDS

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
9.75%	9.75%	10.50%	10.50%	10.50%	10.50%	10.50%	10.75%	10.75%	10.75%	10.75%	10.75%	10.75%

Classic TDR

3 Months	6 Months	1 Year	2 Years	3 Years	4 Years	100 Days
9.50%	10.50%	10.75%	10.50%	10.50%	10.50%	9.75%

Periodic Return Term Deposit Scheme

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
3 Month	792	2,375
Rate	9.50%	9.50%
6 Month	875	2,625	5,250
Rate	10.50%	10.50%	10.50%
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

Agroj ( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 5years 6months.

Triple Money Term Deposit Scheme

Deposit amount placed at a time will be tripled on completion of 10 years

Quick Sanchoy

Initial Deposit	BDT 50,000			BDT 50,000
Monthly Installment Amount	BDT 3,400	BDT 1,350	BDT 650	BDT 3,200	BDT 1,800	BDT 1,100
No. of Installment	12	24	36	24	36	48
Maturity Value	BDT 100,000			BDT 150,000

Money Builder Deposit Scheme

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
BDT 500	BDT 13,549	BDT 21,579	BDT 30,583	BDT 40,679	BDT 112,772
BDT 1,000	BDT 27,098	BDT 43,158	BDT 61,166	BDT 81,358	BDT 225,544
BDT 2,000	BDT 54,196	BDT 86,316	BDT 122,332	BDT 162,716	BDT 451,088
BDT 3,000	BDT 81,294	BDT 129,474	BDT 183,498	BDT 244,074	BDT 676,632
BDT 5,000	BDT 135,490	BDT 215,790	BDT 305,830	BDT 406,790	BDT 1,127,720
BDT 10,000	BDT 270,980	BDT 431,580	BDT 611,660	BDT 813,580	BDT 2,255,440
BDT 25,000	BDT 677,450	BDT 1,078,950	BDT 1,529,150	BDT 2,033,950	BDT 5,638,600

Flexi Deposit

Deposit Interest Rate 10.00%

Earn First TDR Shohoj Sanchoy TDS Classic TDR Periodic Return Term Deposit Scheme Agroj( Periodic Return Term Deposit Scheme For Senior Citizens) Double Money Term Deposit Scheme Triple Money Term Deposit Scheme Quick Sanchoy Money Builder Deposit Scheme

Earn First TDR

3 Month	6 Month	1 Year	2 Years	3 Years
9.00%	9.50%	9.75%	9.50%	9.50%

Shohoj Sanchoy TDS

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
9.75%	9.75%	10.50%	10.50%	10.50%	10.50%	10.50%	10.75%	10.75%	10.75%	10.75%	10.75%	10.75%

Classic TDR

3 Months	6 Months	1 Year	2 Years	3 Years	4 Years	100 Days
9.50%	10.50%	10.75%	10.50%	10.50%	10.50%	9.75%

Periodic Return Term Deposit Scheme

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
3 Month	792	2,375
Rate	9.50%	9.50%
6 Month	875	2,625	5,250
Rate	10.50%	10.50%	10.50%
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

Agroj ( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 5 years 6 months .

Triple Money Term Deposit Scheme

Deposit amount placed at a time will be tripled on completion of 10 years.

Quick Sanchoy

Initial Deposit	BDT 50,000			BDT 50,000
Monthly Installment Amount	BDT 3,400	BDT 1,350	BDT 650	BDT 3,200	BDT 1,800	BDT 1,100
No. of Installment	12	24	36	24	36	48
Maturity Value	BDT 100,000			BDT 150,000

Money Builder Deposit Scheme

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
BDT 500	BDT 13,549	BDT 21,579	BDT 30,583	BDT 40,679	BDT 112,772
BDT 1,000	BDT 27,098	BDT 43,158	BDT 61,166	BDT 81,358	BDT 225,544
BDT 2,000	BDT 54,196	BDT 86,316	BDT 122,332	BDT 162,716	BDT 451,088
BDT 3,000	BDT 81,294	BDT 129,474	BDT 183,498	BDT 244,074	BDT 676,632
BDT 5,000	BDT 135,490	BDT 215,790	BDT 305,830	BDT 406,790	BDT 1,127,720
BDT 10,000	BDT 270,980	BDT 431,580	BDT 611,660	BDT 813,580	BDT 2,255,440
BDT 25,000	BDT 677,450	BDT 1,078,950	BDT 1,529,150	BDT 2,033,950	BDT 5,638,600

SME Monermoto Sanchoy SME Shachholata SME Shachhando SME Agroj( Periodic Return Term Deposit Scheme For Senior Citizens) SME Digun Munafa SME Tingun Munafa SME Sommridhi SME Uparjon SME Druto Sanchoy

SME Monermoto Sanchoy

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
9.75%	9.75%	10.50%	10.50%	10.50%	10.50%	10.50%	10.75%	10.75%	10.75%	10.75%	10.75%	10.75%

SME Shachholata

3 Months	6 Months	1 Year	2 Years	3 Years	4 Years	100 Days
9.50%	10.50%	10.75%	10.50%	10.50%	10.50%	9.75%

SME Shachhando

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
3 Month	792	2,375
Rate	9.50%	9.50%
6 Month	875	2,625	5,250
Rate	10.50%	10.50%	10.50%
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

SME Agroj Periodic Return Term Deposit Scheme For Senior Citizens

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 5 years 6 months.

SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 10 years.

SME Sommridhi

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
BDT 500	BDT 13,549	BDT 21,579	BDT 30,583	BDT 40,679	BDT 112,772
BDT 1,000	BDT 27,098	BDT 43,158	BDT 61,166	BDT 81,358	BDT 225,544
BDT 2,000	BDT 54,196	BDT 86,316	BDT 122,332	BDT 162,716	BDT 451,088
BDT 3,000	BDT 81,294	BDT 129,474	BDT 183,498	BDT 244,074	BDT 676,632
BDT 5,000	BDT 135,490	BDT 215,790	BDT 305,830	BDT 406,790	BDT 1,127,720
BDT 10,000	BDT 270,980	BDT 431,580	BDT 611,660	BDT 813,580	BDT 2,255,440
BDT 25,000	BDT 677,450	BDT 1,078,950	BDT 1,529,150	BDT 2,033,950	BDT 5,638,600

SME Uparjon

3 Month	6 Month	1 Year	2 Years	3 Years
9.00%	9.50%	9.75%	9.50%	9.50%

SME Druto Sanchoy

Initial Deposit	BDT 50,000			BDT 50,000
Monthly Installment Amount	BDT 3,400	BDT 1,350	BDT 650	BDT 3,200	BDT 1,800	BDT 1,100
No. of Installment	12	24	36	24	36	48
Maturity Value	BDT 100,000			BDT 150,000

Shikha - ichhe (CTDR) Shikha - ichhe Shohoj Sanchoy (TDR) Shikha - Obiroto Periodic Return Term Deposit Shikha - Sanchoy Money Builder Scheme Shikha - Porjjolon Double money (TDS) Shikha - Porjjolon Triple money (TDS)

Shikha Icche CTDR

3 Months	6 Months	1 Year	2 Years	3 Years
9.50%	10.50%	10.75%	10.50%	10.50%

Shikha Icche Shohoj Sanchoy

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
9.75%	9.75%	10.50%	10.50%	10.50%	10.50%	10.50%	10.75%	10.75%	10.75%	10.75%	10.75%	10.75%

Shikha Obiroto Periodic Return Term Deposit

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	896	2,688	5,375	10,750
Rate	10.75%	10.75%	10.75%	10.75%
2 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%
3 Years	875	2,625	5,250	10,500
Rate	10.50%	10.50%	10.50%	10.50%

Shikha Sanchoy Money Builder Scheme

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
BDT 500	BDT 13,549	BDT 21,579	BDT 30,583	BDT 40,679	BDT 112,772
BDT 1,000	BDT 27,098	BDT 43,158	BDT 61,166	BDT 81,358	BDT 225,544
BDT 2,000	BDT 54,196	BDT 86,316	BDT 122,332	BDT 162,716	BDT 451,088
BDT 3,000	BDT 81,294	BDT 129,474	BDT 183,498	BDT 244,074	BDT 676,632
BDT 5,000	BDT 135,490	BDT 215,790	BDT 305,830	BDT 406,790	BDT 1,127,720
BDT 10,000	BDT 270,980	BDT 431,580	BDT 611,660	BDT 813,580	BDT 2,255,440
BDT 25,000	BDT 677,450	BDT 1,078,950	BDT 1,529,150	BDT 2,033,950	BDT 5,638,600

Shikha Projjolon Double Money

Deposit amount placed at a time will be doubled on completion of 5 years 6 months.

Shikha Projjolon Triple Money

Deposit amount placed at a time will be tripled on completion of 10 years

( Effective From December 5, 2024 )

Rate of Interest of Retail Financial Services Rate of Interest of CMSME Financial Services Rate of Interest of Corporate Financial Services

Rate of Interest of Retail Financial Services

Product Name	Interest Rate
Auto Loan
Auto Loan for Individual (Salaried)	15.00%
Auto Loan for Land Lord/Businessman	15.00%
Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC	15.00%
Duranto (Commercial Vehicle)	15.00%
Home Loan
Home Loan	15.00%
Affordable Housing Finance	15.00%
Loan Against Property (LAP)	15.00%
Personal Loan
Personal Loan for Salaried Persons/Professionals	16.00%
Personal Loan for Land Lord/Land Lady	16.00%
Bonik (Unsecured Personal loan for Businessman)	16.00%
Credit Card
Credit Card	20.00% (25.00% from Jan, 2025)

Rate of Interest of SME Financial Services

Product Type	Product Name	Interest Rate
Refinance Scheme	Anannya: For Women Entrepreneur (Refinance)	5.00%
	Swarnali: For Agro Processing (Refinance)	7.00%
	Durbar & Ejara (JICA) Refinance	10.50%
	Somporko: For New Entrepreneurs	7.00%
	SMEDP-2	8.00%
	CMSME Term Loan	7.00%
	SME Foundation	6.00%
Small Business	Astha	16.00%
	Abash	16.00%
	Durbar	17.00%
	Ejara	16.00%
	Sorol	TDR Interest Rate + 2.00%
	Ahona	17.00%
	Bishwas	16.00%
Emerging & Medium Business	Working Capital Solution	15.50%
	Lease/Asset Backed Financing	15.50%
	Term Loan Financing	15.50%
Supply Chain Finance	Factoring Finance	Cost of Fund + 4.00%
	Distributor Financing	Cost of Fund + 4.00%
	Reverse Financing	Cost of Fund + 4.00%
	Short Term Loan and Lease	Cost of Fund + 4.00%

Rate of Interest of Corporate Financial Services

Corporate and Institutional Services	Interest Rate
Term Loan/Lease – Manufacturing	15.00%
Term Loan/Lease – Other than Manufacturing	15.00%
Short Term Loan – Manufacturing	15.00%
Short Term Loan – Other than Manufacturing	15.00%
Working Capital Loan	15.00%
Sustainable Finance (Refinance)	As per Bangladesh Bank guidelines

( Effective From January 01, 2025 )

Credit card Interest Rate

Product Name	Interest Rate for General
Credit Card	2.083% (Monthly)

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance PLC. management. Excise duty and income tax are applicable as per government law.