RATE OF INTEREST

Deposit Rates

For Retail TDR Clients

(EFFECTIVE FROM JUNE 5, 2018)

Double Money

Deposit amount placed at a time will be doubled on completion of 6 years.

Classic TDR
3 Months 6 Months 1 Year 2 Years 3 Years
9.50% 9.75% 11.00% 11.50% 11.50%
Shohoj Sanchoy
Term Interest Rate
4 months 9.60%
5 months 9.70%
7 months 9.90%
8 months 10.10%
9 months 10.25%
10 months 10.50%
11 months 10.75%
13 months 11.05%
14 months 11.05%
15 months 11.10%
16 months 11.15%
17 months 11.20%
18 months 11.25%
Earn First
1 Year 2 Years 3 Years
9.91% 10.31% 10.31%
Periodic Return Term Deposit
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 873 2,643 5,356 11,000
Rate 10.48% 10.57% 10.71% 11.00%
2 Years 911 2,758 5,593 11,500
Rate 10.93% 11.03% 11.19% 11.50%
3 Years 911 2,758 5,593 11,500
Rate 10.93% 11.03% 11.19% 11.50%
Agroj Periodic Return Term Deposit Scheme (For Senior Citizens)
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 894 2,705 5,481 11,250
Rate 10.73% 10.82% 10.96% 11.25%
2 Years 932 2,821 5,718 11,750
Rate 11.18% 11.28% 11.44% 11.75%
3 Years 932 2,821 5,718 11,750
Rate 11.18% 11.28% 11.44% 11.75%
Triple Money

Deposit amount placed at a time will be tripled on completion of 10 years.

Quick Sanchoy
Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000.00 200,000
54 months 2,000.00 300,000.00
62 months 1,500.00 300,000.00
Money Builder (Monthly DPS)
Tenure 3 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 20,732 38,718 105,407
1,000 41,465 77,437 210,814
2,000 82,931 154,874 421,629
3,000 124,397 232,311 632,444
5,000 207,328 387,185 1,054,074
10,000 414,657 774,370 2,108,148
25,000 1,036,643 1,935,926 5,270,370

For Corporate TDR Clients

(EFFECTIVE FROM JUNE 5, 2018)

Double Money

Deposit amount placed at a time will be doubled on completion of 6 years.

Classic TDR
3 Months 6 Months 1 Year 2 Years 3 Years
9.50% 9.75% 11.00% 11.50% 11.50%
Shohoj Sanchoy
Term Interest Rate
4 months 9.60%
5 months 9.70%
7 months 9.90%
8 months 10.10%
9 months 10.25%
10 months 10.50%
11 months 10.75%
13 months 11.05%
14 months 11.05%
15 months 11.10%
16 months 11.15%
17 months 11.20%
18 months 11.25%
Earn First
1 Year 2 Years 3 Years
9.91% 10.31% 10.31%
Periodic Return Term Deposit
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 873 2,643 5,356 11,000
Rate 10.48% 10.57% 10.71% 11.00%
2 Years 911 2,758 5,593 11,500
Rate 10.93% 11.03% 11.19% 11.50%
3 Years 911 2,758 5,593 11,500
Rate 10.93% 11.03% 11.19% 11.50%
Triple Money

Deposit amount placed at a time will be tripled on completion of 10 years.

Quick Sanchoy
Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000.00 200,000
54 months 2,000.00 300,000.00
62 months 1,500.00 300,000.00
Money Builder (Monthly DPS)
Tenure 3 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 20,732 38,718 105,407
1,000 41,465 77,437 210,814
2,000 82,931 154,874 421,629
3,000 124,397 232,311 632,444
5,000 207,328 387,185 1,054,074
10,000 414,657 774,370 2,108,148
25,000 1,036,643 1,935,926 5,270,370

Rate of Interest of Corporate Financial Services
Corporate and Institutional Services Maximum Rate
Lease Finance 18.00%
Term Finance 18.00%
Short Term Finance 18.00%
Bridge Finance 18.00%
Work Order Finance 18.00%
Revolving Finance 18.00%
Loan Against TDR 2% above TDR Rate
Emerging and Commercial Business Unit Maximum Rate
Factoring Financing 18.00%
Reverse Factoring 18.00%
Distributor Financing 18.00%
Project and Structured Finance Unit Maximum Rate
Structured Finance 16.00%
Project Finance 16.00%
Club Finance 16.00%
Corporate Advisory Services 1% to 1.5%
Rate of Interest of SME Financial Services
Product Name Interest Rate
For Ahona- Unsecured Loan 20.00%
Astha – up to 5 crore 17.00%
Astha – more than 5 crore 16.00%
For Anonnya-Woman Entrepreneur Loan 9.00%
For Swarnali-Agro Processing Industry 10.00%
For Durbar-Commercial Vehicle Loan 17.00%
Abash – Mess Rent/Commercial Complex Construction Loan – Registered Mortgage 17.00%
Abash – Mess Rent/Commercial Complex Construction Loan – Unsecured 21.00%
For Shomporko (Start Up Finance) 9.90%
Ejara(Lease of Machineries & equipments) 17.00%
Biswash (Loan Against Term deposit Receipt-TDR) 17.00%
Rate of Interest of Retail Financial Services
Product Name Interest Rate for General
Auto Loan
Salaried & Corporate 19.00% p.a.
Land Lord & Businessman 21.00% p.a.
Auto Loan for Special Corporates (SC), Multi National Companies (MNC), and Employees of MNCs/SC 18.00% p.a.
Home Loan
Home Loan 18.00% p.a.
Loan Against Property (LAP) 19% p.a.
Affordable Housing 21% p.a.
Personal Loan
Personal Loan for Salaried Persons/Professionals 20% p.a.
Personal Loan for Land Lord/Land Lady 22% p.a.
Bonik (Personal Loan for Businessperson) 22% p.a.
Short Term Loan against TDR
Short Term Loan against TDR 2% plus TDR rate
Credit Card
Credit Card 2.25% per month
Credit Card under EZY Pay Scheme 0% per month to purchase GOODS from selective outlet otherwise 1.25% per month
Credit Card Annaul Fee 1st 2 years Free, Renewal fee waiver by making 15 Transaction in a year for 3rd year and onwards

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance Limited management.
Excise Duty and Income Tax are applicable as per government laws.