Rate of Interest

( Effective From August 01, 2022 )

Swasti Secured Money Builder Protiva Secured Money Builder Earn First TDR Shohoj Sanchoy TDS Classic TDR Periodic Return Term Deposit Scheme Agroj( Periodic Return Term Deposit Scheme For Senior Citizens) Double Money Term Deposit Scheme Triple Money Term Deposit Scheme Quick Sanchoy Money Builder Deposit Scheme Flexi Deposit

Swasti Secured Money Builder

Maturity Value- Swasti
Monthly Installment	2 Years	3 Years	4 Years	5 Years
500	12,881	20,002	27,619	35,766
1,000	25,762	40,004	55,238	71,532
1,500	38,643	60,006	82,857	107,298
2,000	51,524	80,008	110,476	143,064
2,500	64,405	100,010	138,095	178,830
3,000	77,286	120,012	165,714	214,596
3,500	90,167	140,014	193,333	250,362
4,000	103,048	160,016	220,952	286,128
4,500	115,929	180,018	248,571	321,894
5,000	128,810	200,020	276,190	357,660
5,500	141,691	220,022	303,809	393,426
6,000	154,572	240,024	331,428	429,192
6,500	167,453	260,026	359,047	464,958
7,000	180,334	280,028	386,666	500,724
7,500	193,215	300,030	414,285	536,490
8,000	206,096	320,032	441,904	572,256
8,500	218,977	340,034	469,523	608,022
9,000	231,858	360,036	497,142	643,788
9,500	244,739	380,038	524,761	679,554
10,000	257,620	400,040	552,380	715,320
10,500	270,501	420,042	579,999	751,086
11,000	283,382	440,044	607,618	786,852
11,500	296,263	460,046	635,237	822,618
12,000	309,144	480,048	662,856	858,384
12,500	322,025	500,050	690,475	894,150

Protiva Secured Money Builder

Maturity Value- Swasti
Monthly Installment	2 Years	3 Years	4 Years	5 Years
500	12,881	20,002	27,619	35,766
1,000	25,762	40,004	55,238	71,532
1,500	38,643	60,006	82,857	107,298
2,000	51,524	80,008	110,476	143,064
2,500	64,405	100,010	138,095	178,830
3,000	77,286	120,012	165,714	214,596
3,500	90,167	140,014	193,333	250,362
4,000	103,048	160,016	220,952	286,128
4,500	115,929	180,018	248,571	321,894
5,000	128,810	200,020	276,190	357,660
5,500	141,691	220,022	303,809	393,426
6,000	154,572	240,024	331,428	429,192
6,500	167,453	260,026	359,047	464,958
7,000	180,334	280,028	386,666	500,724
7,500	193,215	300,030	414,285	536,490
8,000	206,096	320,032	441,904	572,256
8,500	218,977	340,034	469,523	608,022
9,000	231,858	360,036	497,142	643,788
9,500	244,739	380,038	524,761	679,554
10,000	257,620	400,040	552,380	715,320
10,500	270,501	420,042	579,999	751,086
11,000	283,382	440,044	607,618	786,852
11,500	296,263	460,046	635,237	822,618
12,000	309,144	480,048	662,856	858,384
12,500	322,025	500,050	690,475	894,150

Earn First TDR

3 Month	6 Month	1 Year	2 Years	3 Years
6.50%	6.50%	6.75%	6.75%	6.75%

Shohoj Sanchoy TDS

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
6.50%	6.50%	6.75%	6.75%	6.75%	6.75%	6.75%	7.00%	7.00%	7.00%	7.00%	7.00%	7.00%

Classic TDR

3 Months	6 Months	1 Year	2 Years	3 Years	4 Years
6.50%	6.75%	7.00%	7.00%	7.00%	7.00%

Periodic Return Term Deposit Scheme

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
3 Month	542	1,625
Rate	6.50%	6.50%
6 Month	563	1,688	3,375
Rate	6.75%	6.75%	6.75%
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

Agroj ( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 121 months.

Triple Money Term Deposit Scheme

Deposit amount placed at a time will be tripled on completion of 192 months.

Quick Sanchoy

Tenure	Initial Deposit of BDT 50,000
	Monthly Installment – TK	Maturity Amount – TK
35 Months	1,000	100,000
64 Months	1,000	150,000

Money Builder Deposit Scheme

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
500	12,915	20,082	27,766	36,005	87,047
1,000	25,830	40,164	55,532	72,010	174,094
2,000	51,660	80,328	111,064	144,020	348,188
3,000	77,490	120,492	166,596	216,030	522,282
5,000	129,150	200,820	277,660	360,050	870,470
10,000	258,300	401,640	555,320	720,100	1,740,940
25,000	645,750	1,004,100	1,388,300	1,800,250	4,352,350

Flexi Deposit

Deposit Interest Rate 6.00% on daily basis.

Earn First TDR Shohoj Sanchoy TDS Classic TDR Periodic Return Term Deposit Scheme Agroj( Periodic Return Term Deposit Scheme For Senior Citizens) Double Money Term Deposit Scheme Triple Money Term Deposit Scheme Quick Sanchoy Money Builder Deposit Scheme

Earn First TDR

3 Month	6 Month	1 Year	2 Years	3 Years
6.50%	6.50%	6.75%	6.75%	6.75%

Shohoj Sanchoy TDS

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
6.50%	6.50%	6.75%	6.75%	6.75%	6.75%	6.75%	7.00%	7.00%	7.00%	7.00%	7.00%	7.00%

Classic TDR

3 Months	6 Months	1 Year	2 Years	3 Years	4 Years
6.50%	6.75%	7.00%	7.00%	7.00%	7.00%

Periodic Return Term Deposit Scheme

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
3 Month	542	1,625
Rate	6.50%	6.50%
6 Month	563	1,688	3,375
Rate	6.75%	6.75%	6.75%
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

Agroj ( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 121 months .

Triple Money Term Deposit Scheme

Deposit amount placed at a time will be tripled on completion of 192 months.

Quick Sanchoy

Tenure	Initial Deposit of BDT 50,000
	Monthly Installment – TK	Maturity Amount – TK
35 Months	1,000	100,000
64 Months	1,000	150,000

Money Builder Deposit Scheme

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
500	12,915	20,082	27,766	36,005	87,047
1,000	25,830	40,164	55,532	72,010	174,094
2,000	51,660	80,328	111,064	144,020	348,188
3,000	77,490	120,492	166,596	216,030	522,282
5,000	129,150	200,820	277,660	360,050	870,470
10,000	258,300	401,640	555,320	720,100	1,740,940
25,000	645,750	1,004,100	1,388,300	1,800,250	4,352,350

SME Monermoto Sanchoy SME Shachholata SME Shachhando SME Agroj( Periodic Return Term Deposit Scheme For Senior Citizens) SME Digun Munafa SME Tingun Munafa SME Sommridhi SME Uparjon SME Druto Sanchoy

SME Monermoto Sanchoy

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
6.50%	6.50%	6.75%	6.75%	6.75%	6.75%	6.75%	7.00%	7.00%	7.00%	7.00%	7.00%	7.00%

SME Shachholata

3 Months	6 Months	1 Year	2 Years	3 Years	4 Years
6.50%	6.75%	7.00%	7.00%	7.00%	7.00%

SME Shachhando

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
3 Month	542	1,625
Rate	6.50%	6.50%
6 Month	563	1,688	3,375
Rate	6.75%	6.75%	6.75%
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

SME Agroj Periodic Return Term Deposit Scheme For Senior Citizens

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 121 months.

SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 192 months.

SME Sommridhi

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
500	12,915	20,082	27,766	36,005	87,047
1,000	25,830	40,164	55,532	72,010	174,094
2,000	51,660	80,328	111,064	144,020	348,188
3,000	77,490	120,492	166,596	216,030	522,282
5,000	129,150	200,820	277,660	360,050	870,470
10,000	258,300	401,640	555,320	720,100	1,740,940
25,000	645,750	1,004,100	1,388,300	1,800,250	4,352,350

SME Uparjon

3 Month	6 Month	1 Year	2 Years	3 Years
6.50%	6.50%	6.75%	6.75%	6.75%

SME Druto Sanchoy

Tenure	Initial Deposit of BDT 50,000
	Monthly Installment – TK	Maturity Amount – TK
35 Months	1,000	100,000
64 Months	1,000	150,000

Shikha - ichhe (CTDR) Shikha - ichhe Shohoj Sanchoy (TDR) Shikha - Obiroto Periodic Return Term Deposit Shikha - Sanchoy Money Builder Scheme Shikha - Porjjolon Double money (TDS) Shikha - Porjjolon Triple money (TDS)

Shikha Icche CTDR

3 Months	6 Months	1 Year	2 Years	3 Years
6.50%	6.75%	7.00%	7.00%	7.00%

Shikha Icche Shohoj Sanchoy

4 months	5 months	7 months	8 months	9 months	10 months	11 months	13 months	14 months	15 months	16 months	17 months	18 months
6.50%	6.50%	6.75%	6.75%	6.75%	6.75%	6.75%	7.00%	7.00%	7.00%	7.00%	7.00%	7.00%

Shikha Obiroto Periodic Return Term Deposit

Tenure/Amount	Monthly	Quarterly	Half-Yearly	Annually
1 Year	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
2 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%
3 Years	583	1,750	3,500	7,000
Rate	7.00%	7.00%	7.00%	7.00%

Shikha Sanchoy Money Builder Scheme

Tenure	2 years	3 years	4 years	5 years	10 years
Installment per Month – TK	Maturity Amount
500	12,915	20,082	27,766	36,005	87,047
1,000	25,830	40,164	55,532	72,010	174,094
2,000	51,660	80,328	111,064	144,020	348,188
3,000	77,490	120,492	166,596	216,030	522,282
5,000	129,150	200,820	277,660	360,050	870,470
10,000	258,300	401,640	555,320	720,100	1,740,940
25,000	645,750	1,004,100	1,388,300	1,800,250	4,352,350

Shikha Projjolon Double Money

Deposit amount placed at a time will be doubled on completion of 121 months.

Shikha Projjolon Triple Money

Deposit amount placed at a time will be tripled on completion of 192 months.

( Effective From July 01, 2022 )

Rate of Interest of Retail Financial Services Rate of Interest of SME Financial Services Rate of Interest of Corporate Financial Services

Rate of Interest of Retail Financial Services

Product Name	Interest Rate for General
Auto Loan
Auto Loan for Individual (Salaried)	10.50%
Auto Loan for Land Lord/Businessman	11.00%
Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC	10.50%
Duranto (Commercial Vehicle)	11.00%
Home Loan
Home Loan	10.50%
Affordable Housing Finance	11.00%
Loan Against Property (LAP)	11.00%
Personal Loan
Personal Loan for Salaried Persons/Professionals	11.00%
Personal Loan for Land Lord/Land Lady	11.00%
Bonik (Unsecured Personal loan for Businessman)	11.00%
Short Term Loan against TDR
Short Term Loan against TDR	2% plus TDR rate

Rate of Interest of SME Financial Services

Product Name	Interest Rate
Women Entrepreneur (Refinance)	5.00%
Agro Processing (Refinance)	7.00%
JICA Refinance	10.30%
SME Refinance under SPD-2	6.00%
Micro – Trading	11.00%
Micro – Manufacturing	11.00%
Micro – Service	11.00%
Small – Trading	11.00%
Small – Manufacturing	11.00%
Small – Service	11.00%
Medium – Manufacturing	11.00%
Medium – Service	11.00%
Fully Cash Backed Loan	Deposit Rate + 2.00%

Rate of Interest of Corporate Financial Services

Corporate and Institutional Services	Maximum Rate
Term Loan/Lease – Manufacturing	11.00%
Term Loan/Lease – Other than Manufacturing	11.00%
Short Term Loan – Manufacturing	11.00%
Short Term Loan – Other than Manufacturing	11.00%
Working Capital Loan	11.00%
Sustainable Finance (Refinance)	9.00%

( Effective From January 11, 2021 )

Credit card Interest Rate

Product Name	Interest Rate for General
Credit Card	1.66% (Monthly)

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance Limited management. Excise duty and income tax are applicable as per government law.