PERSONAL FINANCIAL

SERVICES

LankaBangla Finance Limited is one of the leading financial institutions in Bangladesh offering a wide variety of personal financial services to cater to a full scope innovative and customized financial services.

LankaBangla

Personal Loan

Personal
Loan

Making the most of life's prospects now...

Doctors
Loan

Plan To Serve Better...

Personal Loan For
Landlady/Landlord

Smart way to grow your home...

We all need a helping hand to be able to live our life to the fullest. And in this regard, we believe that we can be the right partner for you, by providing suitable Personal Loan products that will help you meet your needs so that you never have to compromise with all what life has to offer!!!

  • Highest loan ceiling in the market, BDT 20 Lac
  • Highest Loan tenure up to 60 months
  • Top Up Loan facility
  • Partial Disbursement Option
  • Partial prepayment option
  • Life Insurance Coverage
  • Age between 25 years to 60 years
  • Minimum monthly Income of BDT 25,000
  • Residence of Dhaka, Chittagong, Sylhet, Comilla, Jessore, Narsingdi, Bogra, Barishal or nearby area
  • Minimum one year of Bank A/C relationship with any scheduled bank of Bangladesh
  • Having length of professional doctor’s practice more than 3 years
  • Joint application can be possible
  • Permanent employees of Multinational organizations, Banks, FI's, UN bodies, Government and Semi Government Organizations, Reputed Bangla & English Medium School, College & University, Locally established Large Companies, Professionals, Landlord/Landlady.
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  • Postdated Cheques & two personal guarantee (One form family member & one from colleague/Doctor/Landlord/Banker/Govt employee/professionals)
  • Equal monthly installment basis up to 60 months

Doctors are always with us in our crucial time to make our life healthier with their support.
We believe that we can be your right partner by providing you our Doctors loan products that will help
You meet your needs so that you never have to compromise with all that life has to offer.

  • Highest loan ceiling of BDT 20 Lac in the market
  • Highest Loan tenure of up to 60 months
  • Top Up Loan facility
  • Competitive Interest rates
  • Approval within shortest possible time
  • Partial Prepayment Option
  • No Hidden cost
  • Life Insurance Coverage
  • To meet any financial exigencies
  • Purchasing household items
  • To purchase medical equipment
  • Loan takeover from any other Bank/FI’s
  • Home renovation
  • Age between 30 years to 65 years at the time of maturity of loan
  • Minimum monthly Income of BDT 50,000
  • Residence of Dhaka, Chittagong, Shylet, Khulna, Rajshahi, Mymensingh, Comilla Division and nearby area
  • Minimum one year Bank A/C relationship with any scheduled bank in Bangladesh
  • Having length of practice more than 3 years
  • Joint apply can be possible
  • All registered MBBS Doctor.
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  • Postdated Cheques & two personal guarantee (One form family member & one from colleague/Doctor/Landlord/Banker/Govt employee/professionals)
  • Equal monthly installment basis up to 60 months

We specially designed this loan product made for you to facilitate a smooth transition in life. We believe that we can be your right partner by providing you a Loan that will help you to make the best out of your property and optimize your earnings.

  • Highest loan ceiling of BDT 20 Lac in the market
  • Highest Loan tenure of up to 60 months
  • Top Up Loan facility
  • Competitive Interest rates
  • Approval within shortest possible time
  • Partial Prepayment Option
  • No Hidden cost
  • Life Insurance Coverage
  • To meet any financial exigencies
  • Purchasing household items
  • To meet the expenses of Marriage, Education, Domestic or Foreign Travel, Medical Treatment for self/family members
  • Loan takeover from any other Bank/Financial Institutions
  • Home renovation
  • Age between 25 years to 65 years at the time of maturity of loan.
  • Minimum monthly Income of BDT 50,000
  • Residence of Dhaka, Chittagong, Shylet, Khulna, Rajshahi, Mymensingh, Comilla Division and nearby area
  • Minimum one year Bank A/C relationship with any scheduled bank in Bangladesh
  • Having constant source of rental income
  • Joint apply can be possible
  • Only Landlord or Landlady who have constant source of rental income. Here rental income will be considered as only source
  • Application Form duly filled up and signed
  • Recent Studio Photographs of Applicant & guarantor(s)
  • Valid NID of Applicant and Guarantor(s) (National ID / Passport / Driving License)
  • E-TIN Copy
  • Bank statement of last 12 (Twelve) months
  • Copy of bill – Electricity / WASA / GAS/ Land Phone
  • Title Deed copy
  • Rental Income Proof
  • Postdated Cheques & two personal guarantee (One form family member & one from colleague/Doctor/Landlord/Banker/Govt employee/professionals)
  • Equal monthly installment basis up to 60 months

Personal Loan
for Businessman (BONIK)

Personal Loan for Business person is a term loan...

Personal Loan
for Govt. Employee (HOPE)

For a Govt. employee, it is very important to meet expenses of Education...

Personal Loan
for Teacher (BEACON)

Teachers are an important link in the education chain...

Personal Loan for Business person is a term loan facility, which helps to meet the immediate personal exigencies for any purpose. So, a person never has to compromise with all that life has to offer!

  • Highest loan ceiling in the market BDT 25 Lac
  • Highest Loan tenure up to 60 months
  • Joint apply can be possible
  • Top Up Loan facility at any time
  • Partial prepayment or early settlement option
  • Insurance coverage
  • Loan A/C statement or Tax certificate also free of cost
  • No hidden fees and charges
  • To meet any financial exigencies
  • Purchasing household items
  • To meet the expenses of Education, Medical treatment for self/family members
  • Loan takeover from any other Bank/FI’s
  • Home renovation

  • Age between 30 years to 65 years at the time of maturity of loan.
  • Minimum monthly Income of BDT 50,000
  • Minimum twelve (12) months Bank A/C relationship with any scheduled bank in Bangladesh (company statement)
  • Having Trade License with renew of last 2 years issued by respective City Corporation.
  • The business person with sound track record & own house in city corporation area.
  • Postdated cheques, Total receivable cheque & Personal Guarantee (s)
  • Equal monthly installment basis up to 60 months 60 months through postdated cheques (PDC) or Direct Debit Instructions (DDI)

For a Govt. employee, it is very important to meet expenses of Education, Medical Treatment for self/ family members. Through the products that Personal Loan offers to the Govt. employees truly offers a smooth transition in their life.

  • Highest loan ceiling in the market BDT 25 Lac
  • Highest Loan tenure up to 60 months
  • Joint apply can be possible
  • Top Up Loan facility at any time
  • Partial prepayment or early settlement option
  • Insurance coverage
  • Loan A/C statement or Tax certificate also free of cost
  • No hidden fees and charges
  • To meet any financial exigencies
  • Purchasing household items
  • To meet the expenses of Education, Medical treatment for self/family members
  • Loan takeover from any other Bank/FI’s
  • Home renovation
  • Age between 25 years to 65 years at the time of maturity of loan.
  • Minimum monthly Income of BDT 22,000
  • Minimum six (6) months Bank A/C relationship with any scheduled bank in Bangladesh
  • Having service length / Professional experience more than 1 year.
  • Employee of Govt. and semi govt. organization
  • Postdated Cheques, Undated Cheque & one or two personal guarantee (One form family member & one from colleague/Doctor/Landlord/Banker/Govt. employee/professionals)
  • Equal monthly installment basis up to 60 months through postdated cheques or Direct Debit Instructions (DDI)

Teachers are an important link in the education chain. To fully support them we are providing such amazing offers that can meet their financial exigencies.

  • Highest loan ceiling in the market BDT 25 Lac
  • Highest Loan tenure up to 60 months
  • Joint apply can be possible
  • Top Up Loan facility at any time
  • Partial prepayment or early settlement option
  • Insurance coverage
  • Loan A/C statement or Tax certificate also free of cost
  • No hidden fees and charges
  • To meet any financial exigencies
  • Purchasing household items
  • To meet the expenses of Education, Medical treatment for self/family members
  • Loan takeover from any other Bank/FI’s
  • Home renovation
  • Age between 25 years to 65 years at the time of maturity of loan.
  • Minimum monthly Income of BDT 22,000, Tuition income also consider
  • Minimum six (6) months Bank A/C relationship with any scheduled bank in Bangladesh
  • Having service length / Professional experience more than 1 year.
  • Teacher of Govt./ Semi govt./Private in schools, colleges and universities
  • Postdated cheques, Total receivable cheque & Personal Guarantee (s)
  • Equal monthly installment basis up to 60 months through postdated cheques or Direct Debit Instructions (DDI)

Loan against
TDR

Allowing Customers to earn interest on a Monthly, Quarterly & Half Yearly basis

You can avail a loan against the security of TDR. The loan may be used to meet emergency financial requirements, to carry on business activities, for direct investment.

Features
  • Your deposit will grow with attractive interest rate with flexible tenure through Term Deposit Receipt(TDR).
  • Organizations can also avail loan facility against your deposit to meet urgent financial needs
  • Automatic renewal facility at maturity
  • Premature closure facility at savings rate

LankaBangla

Home Loan

Home
Loan

Make your home plans possible...

Loan Against
Property

A dream comes true! An ALL PURPOSE...

Flexi
Home Loan

Without selecting the property, clients can apply for this loan...

Everyone dreams of owning a house. But buying your first house can be an intimidating and complicated experience. But it doesn’t have to be. Let us guide you and make the process simpler and swifter.

At LankaBangla we take you a step closer to your dream. Whether you are purchasing your first home, refinancing existing properties, our competitive rates, convenient features and easy to pay procedures, makes LankaBangla a one-stop destination for all solutions.

We offer a host of Home Loan options that can be tailor made to suit your specific individual needs.

  • Highest loan ceiling of BDT 100 million
  • Loan term up to 25 years including maximum 12 months moratorium period
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Approval of home loan before purchase of apartment for high net worth customer
  • Loan disbursement during the construction stage
  • Disburse against tripartite agreement or registered mortgage
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • Loan facilities for Non-Resident Bangladeshis
  • To buy a new apartment, used apartment, ready home or commercial space
  • To renovate existing apartment & home & commercial space
  • To construct apartment or home
  • Existing loan pay off/ loan takeover
  • Age limit: minimum 21 years, maximum 65 years (at loan maturity)
  • Salaried person, businessman, self-employed, or a person who has fixed rental income
  • Minimum justified net income of BDT 50,000/-
  • Resident of Dhaka, Chittagong, Sylhet, Comilla, Jessore, Norshingdi, Bogra, Barisal, Mymensingh, Narayanganj city or adjacent area
  • Having 2 years’ service & 3 years' experience in the related business
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  • Proposed property and/or any property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage through TPA (Tripartite Agreement) or Registered Mortgage as per Law prevailing in Bangladesh.

A dream comes true! An ALL PURPOSE LOAN for anything that life throws up at you!! LankaBangla's Loan Against Property helps you meet all your financial needs. Let your property be a shelter to your dreams. LankaBangla’s Loan Against Property is a multi-purpose loan that can be used to increase your earning capacity or fulfill your personal needs.

  • Highest loan ceiling of BDT 100 million
  • Loan term up to 10 years
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Disburse against registered mortgage of existing property
  • We accept both – residential and commercial property
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • This is an all-purpose loan, i.e., the loan can be obtained for any purpose whatsoever, but loan cannot be used for any speculative purpose.
  • Existing loan pay off/loan takeover
  • Age limit: minimum 21 years, maximum 65 years (at loan maturity)
  • Salaried person, businessman, self-employed, or a person who has fixed rental income
  • Minimum justified net income of BDT 50,000/-
  • Resident of Dhaka, Chittagong, Sylhet, Comilla, Jessore, Norshingdi, Bogra, Barisal, Mymensingh, Narayanganj city or adjacent area
  • Having 2 years' service & 3 years' experience in the related business
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  • Any commercial/residential property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage as per Law prevailing in Bangladesh

Without selecting the property, clients can apply for this loan. prospective clients need to open up a deposit account with LBFL before/after selection of property. this amount will be used as booking money money/initial investment by the clients.

  • Highest loan amount up to BDT 50 million
  • Loan term up to 30 years including maximum 6 months moratorium period
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Approval of home loan before purchase of apartment for high net worth customer
  • Loan disbursement during the construction stage
  • Disburse against tripartite agreement or registered mortgage
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • Loan facilities for Non-Resident Bangladeshis
  • Purchase of readymade apartment / building for residential including used property.
  • Purchase of under construction (ongoing) apartment/ building or to be constructed apartment/ building of an under construction (ongoing) building for residential purpose.
  • Construction of own residential/ commercial building/apartment/space or extension/ modification thereof for residential/commercial purpose.
  • House renovation/ modification/ space uplifting/ finishing work.
  • Takeover of any type of existing loan i.e. Home Loan, Personal Loan, SME Loan etc.
  • Clients can apply for home loan under this scheme without selection of the property.
  • Prospective clients will be encouraged to open a deposit account (TDR/Money builder) with LBFL before/after selection of property and the amount can be used as booking money/initial investment by client as per his/her instruction.
  • LBFL will issue conditional sanction letter.
  • Final sanction letter will be issued after selection of the property and to be confirmed after LBFL visit or valuation of the property.
  • After selection of the property the loan amount may be changed to upper/lower based on the property value and income status of clients.
  • Structured Installment Plan: Depending on the earnings/ cash flow of the applicant, may be skip-a-payment method, step-up method, step-down method.
  • Maximum loan tenure will be 30 years

Swapno

Any qualified professionals / entrepreneurs are eligible ...

Affordable Housing (AH)
Apon Thikana

Mainly to help out the rural people to buy/construct their own house/homes...

Mainly to help out the rural people to buy/construct their own house/homes this Apon Thikana is providing some amazing service.

  • Highest loan amount up to BDT 50 million
  • Loan term up to 30 years including maximum 6 months moratorium period
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Approval of home loan before purchase of apartment for high net worth customer
  • Loan disbursement during the construction stage
  • Disburse against tripartite agreement or registered mortgage
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • Loan facilities for Non-Resident Bangladeshis
  • Purchase of new/used Semipacca house / apartment/ building for residential/ including used residential property/plot.
  • Purchase of under construction (ongoing) Semipacca house/ apartment/ building for residential purpose
  • Construction of own Semipacca house/ residential apartment/ building
  • House renovation/ modification/ face uplifting/ finishing work
  • Takeover of any type of existing loan (i.e. Home Loan) from any other Bank/ Financial Institution (FI).

Any qualified professionals / entrepreneurs are eligible to take Swapno loan for thier working purpose.

  • Highest loan amount up to BDT 50 million
  • Loan term up to 30 years including maximum 6 months moratorium period
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Approval of home loan before purchase of apartment for high net worth customer
  • Loan disbursement during the construction stage
  • Disburse against tripartite agreement or registered mortgage
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • Loan facilities for Non-Resident Bangladeshis
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Puchase of RAJUK/CDA/NHA or any other Government approved Residential/Commercial Land/Plot and freehold property

Buying a Car is one of the most important decisions that you will make for you and your family. LankaBangla specializes in Car finance for individual and Institutions alike.

Our Car loan facilities have competitive rates, convenient payment option that LankaBangla a smart choice for buying a car on finance.

You can buy the Car of your choice under our Auto Loan scheme from a wide range of showroom/dealers.

  • Loan facility up to 90% of vehicle price but not exceeding BDT 15.00 million for individual client
  • Up to 100% loan facility for institution/organization
  • 100% loan facility for the individual customer secured by full or partial TDR/ FDR and for the employee of specialized corporate
  • Three (3) months grace/moratorium period facility for salaried individual
  • Loan tenure from 12 to 72 months
  • Loan facility for both individual and institution/ organizational name
  • Early settlement & partial pre-payment facility
  • Age: minimum 23 years, maximum 65 years (at loan maturity)
  • Salaried person, businessman, self-employed, or a person who has fixed rental income
  • Minimum justified net income of BDT 30,000/-
  • Resident of Dhaka, Chittagong, Sylhet, Comilla, Jessore, Norshingdi, Bogra, Barisal, Mymensingh, Narayanganj , Khulna, Rajshahi city or adjacent area
  • Minimum one year bank A/C relationship with any scheduled bank of Bangladesh.
  • Having 2 years’ service & 3 years’ experience in the related business
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