LankaBangla

Deposit Schemes

LankaBangla Finance Limited is a place from where you can find your every financial solution under one umbrella. Under this umbrella you can find a wide range of deposit products which can be both beneficial and profitable as per your needs. High quality services, maximum security of your hard earned money with lucrative rate of return and loan facilities against deposits are only few of many reasons why LankaBangla Finance should be you premier option for deposits.

INDIVIDUAL

Deposit Schemes

Swasti
Secured Money Builder

“SWASTI” – “Money Builder” (DPS) scheme is a unique savings...

Protiva
Secured Money Builder

“Protiva” – “Money Builder” (DPS) scheme for new generation...

Double
Money

Double Money is a long term deposit...

“SWASTI” – “Money Builder” (DPS) scheme is a unique savings plan with dual benefit for customers . This scheme is guaranteed with the life insurance coverage at free of cost. Under this scheme nominee(s) will be eligible to get full maturity value in case of death or permanent disability (accidental) of the Account Holder at any time for any reason.

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Payment Options: Flexible monthly payment system and multiple payment channels as below:

  • Auto Debit through Direct Debit Instruction (DDI) from customer's own Bank account.
  • Online/Digital Payment Solutions: (bKash, Dmoney, Ok Wallet, SureCash, UCash, iPay).
  • Deposit through LBFL designated Bank Accounts
  • Insurance Coverage: For the Account Holder.
  • Insurance Premium: LankaBangla will pay the insurance premium on behalf of the Account Holder.
  • Full maturity value: In case of death or permanent disability (accidental) of the account holder at any time for any reason even after opening the account and before maturity, nominee(s) of the deposit scheme will be eligible to get the full maturity amount.
  • Scheme Size: Minimum BDT 500 & Maximum BDT 12,500.
  • Loan Facility: Up to 80% of the deposited amount.
  • Tax Rebate: As per government regulation.

“Protiva” – “Money Builder” (DPS) scheme for new generation to explore new horizon. It is a specialized deposit scheme with life insurance( including COVID-19) coverage free of cost . The minor account holder under this scheme will be eligible to get full maturity value in case of death or permanent disability (accidental) of the legal guardian at any time for any reason.

  • Protiva - Secured Money Builder [PSMB] is a child centric deposit scheme ensures a secured future of a child with triple benefit.
  • This scheme creates an opportunity to build up savings by setting aside small amounts from monthly earnings.
  • It provides life insurance coverage for the depositor by partnering with a Life Insurance Company.
  • Life Insurance coverage assures to get total maturity value of each policy as mentioned in Table - I. Death of the legal guardian and/or joint applicant at any time and for any reason without exclusions and also for permanent disability (accidental) [after policy registration and before policy maturity] will make the nominee(s) eligible to get the full maturity amount of the scheme.
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DFS/MFS Service Charges:

  • Auto Debit through Direct Debit Instruction (DDI) from customer's own Bank account.
  • Online/Digital Payment Solutions: (bKash, Dmoney, Ok Wallet, SureCash, UCash, iPay).
  • Deposit through LBFL designated Bank Accounts.
  • Legal Guardian of the minor account holder will be under insurance coverage.
  • LankaBangla will pay the insurance premium on behalf of the customer.
  • Customer will get Full maturity value in case of death or permanent disability (accidental) of the legal guardian at any time for any reason( including COVID-19)
  • Scheme size: Minimum BDT 500 & Maximum BDT 12,500.
  • Loan facility up to 80% of the deposited amount.
  • Tax rebate facility as per government regulation.
  • Flexible monthly payment system and multiple payment channels.
  • Properly filled and signed application form.
  • The minimum scheme is BDT.500 and the maximum scheme is BDT.12,500.
  • Only 1 to 18 year old Bangladeshi citizens are eligible for this scheme.
  • A customer can open any number of accounts in a single name or in joint names, however, the total amount of maturity value of all accounts must not exceed BDT. 10,00,000(Ten lac Taka) only.
  • Good Health Declaration letter according to the format provided by our designated life insurance company.

Double Money is a long term deposit product offered to Retail, SME and Corporate customers for their long term investment with an aim to doubling their investment. The product would be mainly targeted to those who would like to get a handsome return on their initial investment. The product would especially cater to the requirements of parents and young professionals who want to secure their future. Minimum amount required to open a Double Money is BDT 50,000 and the investment would be doubled after maturity.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Triple
Money

Triple Money is a long term deposit product...

Senior
Citizen

Agroj-A term deposit scheme for customer...

Classic
TDR

Classic TDR is a term deposit product offered to Individual and Retail...

Triple Money is a long term deposit product offered to Retail, SME and Corporate customers for their long term investment with an aim to tripling their investment. The product would be mainly targeted to those who would like to get a handsome return on their initial investment. The scheme would especially cater to the requirements of parents and young professionals who want to secure their future. Minimum amount required to open a Triple Money is BDT 50,000 and the investment would be tripled after maturity.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Agroj-A term deposit scheme for customer (Only Individual) aged 50 and above (as per Birth Certificate/NID/Passport). This scheme offers a special interest rate 0.25% higher from Periodic return term deposit product (Monthly, Quarterly, Half-Yearly & Annually) to honor our senior citizen.

  • Account can be opened both for Individuals.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Classic TDR is a term deposit product offered to Individual and Retail Institutions customers. The product is designed for the customer’s flexibility to choose their own tenure for 3 months, 6 months, 12 months, 24 months and 36 months based on their requirement. Interest will be received at the time of maturity.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Earn
First

Earn First is a term deposit product offered to Retail, SME and Corporate customers...

Periodic Return
Term & Deposit

Periodic Return Term Deposit is a term deposit product...

Shohoj
Sanchoy

Shohoj Sanchoy is a term deposit product offered to Individual and Retail...

Earn First is a term deposit product offered to Retail, SME and Corporate customers allowing them to earn interest in advance with a scope to reinvest that amount for a higher return. The unique feature of this product is that interest is given upfront, at the time of opening the fixed deposit. Minimum amount required to open an Earn First is BDT 100,000. Earn First can be opened for 12 months, 24 months & 36 months.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Periodic Return Term Deposit is a term deposit product offered to Retail customers allowing them to earn interest on a Monthly, Quarterly, Half Yearly & Annually basis. The unique feature of this product is that interest income is given on a Monthly, Quarterly, Half Yearly & Annually basis instead of at the end of the term generating a better return. The product would be mainly targeted towards those clients especially pensioners, who would like to invest their service end benefits or others this type scheme where they can ensure a Monthly, Quarterly, Half Yearly & Annually income flow. Minimum amount required to open a Periodic Return Term Deposit is BDT 100,000. Periodic Return Term Deposit can be opened for 12 months, 24 months & 36 months.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Shohoj Sanchoy is a term deposit product offered to Individual and Retail Institution customers. The product is designed to give customers the flexibility to choose their own tenure from 4 months & 5 months, 7 months to 11 months & 13 months to 18 months based on their requirement. Interest will be received at the time maturity.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Quick
Sanchoy

It’s a combination of Term Deposit and Monthly Savings Scheme...

Money Builder
Term Deposit

Money Builder Term Deposit (MBTD) is an installment based savings deposit (on monthly basis)...

Flexi
Deposit

Flexi Deposit is the newest addition among various deposit products ...

It’s a combination of Term Deposit and Monthly Savings Scheme (DPS) with flexible tenure. Under this scheme customer can make an initial deposit thereafter will pay equal monthly deposits every month until the maturity

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Money Builder Term Deposit (MBTD) is an installment based savings deposit (on monthly basis) for individual customer. In this account a customer deposit a certain amount of money for a certain period and on maturity an agreed amount will be paid to the customer.

  • Account can be opened both for Individual and Corporate Clients.
  • Only Resident Bangladeshi National is allowed to open Account.
  • Joint account can be opened.
  • Duly filled application form and KYC form
  • One passport size photograph of applicant(s), nominee(s) attested by the applicant
  • Photocopy of National ID/Voter
  • ID/Passport/Driving License
  • Trade license (for corporate)
  • Other papers if required in future
  • Taxes will be applied on deposit accounts as per Government rules and regulations.
  • Excise duty and Levies will be applied on deposit accounts as per Government rules and regulations.

Flexi Deposit is the newest addition among various deposit products offered by LankaBangla Finance. Clients can deposit any amount at any time. In addition, after the deposit amount reached BDT 1 Lac on that time clients will be provided with a tagging (under lien) credit card. The client can also withdraw deposit amount after receiving the cheque book.

  • Initial deposit is minimum BDT 50.000/- for Corporate clients, BDT 10,000/- for Individual /joint clients and BDT 5,000/- for SME clients
  • Clients can deposit any amount at any time
  • Deposit can be made via bKash or UCash or SureCash and through the Branches to our nominated Banks.
  • Deposit Interest Rate 7% on daily basis.
  • Client can encash his/her principal/interest at any time (after 3 months)
  • Client can avail SOD facilities up to 90% of the deposit balance
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