SME Shacchando is a term deposit product offered to Retail customers allowing them to earn interest on a Monthly, Quarterly, Half Yearly & Annually basis. The unique feature of this product is that interest income is given on a Monthly, Quarterly, Half Yearly & Annually basis instead of at the end of the term generating a better return. The product would be mainly targeted towards those clients especially pensioners, who would like to invest their service end benefits or others this type scheme where they can ensure a Monthly, Quarterly, Half Yearly & Annually income flow. Minimum amount required to open a SME Shacchando Term Deposit is BDT 100,000. SME Shacchando Term Deposit can be opened for 12 months, 24 months & 36 months.