A Term Deposit scheme where customers of female segments have to deposit a specific amount of money on every month and eligible to earn interest at the time of maturity.
SHIKHA – Sonchoy Money Builder Deposit Scheme (SMBDS) is an installment based savings deposit (on monthly basis) for female customer. It is targeting to our valued female group to leverage the deposit collection. In this scheme female customer deposits certain amount of money monthly for a certain period and an agreed amount will be paid to the customer on maturity. This scheme offers a special interest rate of 0.25% higher than our regular term deposit product to motivate female customer segment.
Encashment :
Encashment and Premature encashment as per our SHIKHA – Money Builder Term Deposit Policy
Regulatory Requirement: The product will comply with exiting internal and external regulations of the country.
Government Levy/Excise Duty: As per government regulatory policies
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