Product
Summary

Any qualified professionals / entrepreneurs are eligible to take Swapno loan Puchase of RAJUK/CDA/NHA or any other Government approved Residential/Commercial Land/Plot and freehold property

Why Choose
Swapno?

  • Highest loan ceiling of BDT 50 million
  • Loan term up to 25 years
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Disburse against tripartite agreement or registered mortgage
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • Loan facilities for Non-Resident Bangladeshis

What are the
Purposes

  • Puchase of RAJUK/CDA/NHA or any other Government approved Residential/Commercial Land/Plot and freehold property.

What are the
Eligibilities

  • Age limit: minimum 21 years, maximum 65 years (at loan maturity)
  • Salaried person, businessman, self-employed, or a person who has fixed rental income
  • Minimum justified net income of BDT 50,000/-

Required
Documents

  • Application Form duly filled up and signed
  • Valid Photo ID (National ID/ Passport/ Driving License) of Applicant(s)
  • Valid Photo ID of Guarantor(s)
  • Studio Photographs of applicant(s) (self-Attested)
  • Studio Photograph of guarantor(s) (Attested by applicant and Guarantor)
  • eTIN Certificate( IT10B is required if applicable)
  • Copy of Utility bill- Electricity/ WASA/Gas (If applicable)
  • Bank Statement of last 12 months.

Security
Collateral

  • Proposed property and/or any property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage as per Law prevailing in Bangladesh.

Apply
Online