For a Govt. employee, it is very important to meet expenses of Education, Medical Treatment for self/ family members. Through the products that Personal Loan offers to the Govt. employees truly offers a smooth transition in their life.
For a Govt. employee, it is very important to meet expenses of Education, Medical Treatment for self/ family members. Through the products that Personal Loan offers to the Govt. employees truly offers a smooth transition in their life.
Why choose our Hope
Highest loan ceiling in the market BDT 25 Lac
Highest Loan tenure up to 60 months
Joint apply can be possible
Top Up Loan facility at any time
Partial prepayment or early settlement option
Insurance coverage
Loan A/C statement or Tax certificate also free of cost
No hidden fees and charges
What are the Purposes
To meet any financial exigencies
Purchasing household items
To meet the expenses of Education, Medical treatment for self/family members
Loan takeover from any other Bank/FI’s
Home renovation
What are the Eligibilities
Age between 25 years to 65 years at the time of maturity of loan.
Minimum Basic salary of BDT 16,000 and salary grade 12th & above are acceptable.
Minimum six (6) months Bank A/C relationship with any scheduled bank in Bangladesh
Having service length / Professional experience more than 1 year.
Employee of Govt. and semi govt. organization
Required Documents
Application Form duly filled up and signed
Recent Studio Photographs of Applicant & guarantor(s)
Valid photo Id of Applicant and Guarantor(s) (National ID / Passport / Driving License)
E-TIN Copy
Salary Certificate/LOI
Pay slip / Debit voucher
Bank statement of last 06 (Six) months
Copy of utility bill – Electricity / WASA / GAS (If applicable)
What are the Securities
Postdated Cheques, Undated Cheque & one or two personal guarantee (One from family member & one from colleague/Doctor/Landlord/Banker/Govt. employee/professionals)
Mode of Payment
Equal monthly installment basis up to 60 months through postdated cheques or Direct Debit Instructions (DDI)
