For a Govt. employee, it is very important to meet expenses of Education, Medical Treatment for self/ family members. Through the products that Personal Loan offers to the Govt. employees truly offers a smooth transition in their life.

Why choose our

  • Highest loan ceiling in the market BDT 25 Lac
  • Highest Loan tenure up to 60 months
  • Joint apply can be possible
  • Top Up Loan facility at any time
  • Partial prepayment or early settlement option
  • Insurance coverage
  • Loan A/C statement or Tax certificate also free of cost
  • No hidden fees and charges

What are the

  • To meet any financial exigencies
  • Purchasing household items
  • To meet the expenses of Education, Medical treatment for self/family members
  • Loan takeover from any other Bank/FI’s
  • Home renovation

What are the

  • Age between 25 years to 65 years at the time of maturity of loan.
  • Minimum Basic salary of BDT 16,000 and salary grade 12th & above are acceptable.
  • Minimum six (6) months Bank A/C relationship with any scheduled bank in Bangladesh
  • Having service length / Professional experience more than 1 year.
  • Employee of Govt. and semi govt. organization


  • Application Form duly filled up and signed
  • Recent Studio Photographs of Applicant & guarantor(s)
  • Valid photo Id of Applicant and Guarantor(s) (National ID / Passport / Driving License)
  • E-TIN Copy
  • Salary Certificate/LOI
  • Pay slip / Debit voucher
  • Bank statement of last 06 (Six) months
  • Copy of utility bill – Electricity / WASA / GAS (If applicable)

What are the

  • Postdated Cheques, Undated Cheque & one or two personal guarantee (One from family member & one from colleague/Doctor/Landlord/Banker/Govt. employee/professionals)

Mode of Payment

  • Equal monthly installment basis up to 60 months through postdated cheques or Direct Debit Instructions (DDI)