Product
Summary

Personal Loan for Business person is a term loan facility, which helps to meet the immediate personal exigencies for any purpose. So, a person never has to compromise with all that life has to offer!

Why Choose our
Bonik

  • Highest loan ceiling in the market BDT 2.00 million
  • Highest Loan tenure up to 60 months
  • Joint apply can be possible
  • Top Up Loan facility at any time
  • Partial prepayment or early settlement option
  • Insurance coverage
  • Loan A/C statement or Tax certificate also free of cost
  • No hidden fees and charges

What are the
Purposes

  • To meet any financial exigencies
  • Purchasing household items
  • To meet the expenses of Education, Medical treatment for self/family members
  • Loan takeover from any other Bank/FI’s
  • Home renovation

What are the
Eligibilities

  • Age between 30 years to 65 years at the time of maturity of loan.
  • Minimum monthly Income of BDT 100,000
  • Minimum twelve (12) months Bank A/C relationship with any scheduled bank in Bangladesh (company statement)
  • Having Trade License with renew of last 2 years issued by respective City Corporation.
  • The business person with sound track record & own house in city corporation area.

Required
Documents

  • Application Form duly filled up and signed
  • Recent Studio Photographs of Applicant & guarantor(s)
  • Valid photo Id of Applicant and Guarantor(s) (National ID / Passport / Driving License)
  • E-TIN Copy
  • Bank statement of last twelve (12) months. (company statement mandatory)
  • Copy of utility bill – Electricity / WASA / GAS
  • Copy of latest Trade License with renew of last 2 years issued by respective City Corporation.
  • Certificate of Incorporation (if applicable)
  • Memorandum & Article of Association (if applicable)
  • Form XII, Schedule X (if applicable)

What are the
Securities

  • Postdated cheques, Total receivable cheque & Personal Guarantee (s

Mode of Payment

  • Equal monthly installment basis up to 60 months through postdated cheques (PDC) or Direct Debit Instructions (DDI)

Apply
Online