A dream comes true! An ALL JUSTIFIED PURPOSE LOAN for anything that life throws up at you!! LankaBangla’s Loan Against Property helps you meet all your financial needs. Let your property be a shelter to your dreams. LankaBangla’s Loan Against Property is a multi-purpose loan that can be used for increase your earning capacity or personal needs.

Why choose

  • Highest loan ceiling of BDT 100 million
  • Loan term up to 15 years
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Disburse against registered mortgage of existing property
  • We accept both – residential and commercial property
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose

What are the

  • House renovation/ modification/ face uplifting/ finishing work.
  • Purchase of new/used Semipacca house / apartment/ building for residential/ including used residential property/plot.
  • Purchase of under construction (ongoing) Semipacca house/ apartment/ building for residential purpose
  • Construction of own Semipacca house/ residential apartment/ building
  • Takeover of any type of existing loan

What are the

  • Age limit: minimum 21 years, maximum 70 years (at loan maturity)
  • Salaried person, businessman, self-employed, or a person who has fixed rental income
  • Minimum justified net income of BDT 50,000/-
  • All the Municipality/City Corporation /Upozilla Sadar in Bangladesh & adjacent area of the Municipality/City Corporation /Upozilla Sadar
  • Having 2 years' service & 3 years' experience in the related business


  • Application Form duly filled up and signed
  • Valid Photo ID (National ID/ Passport/ Driving License) of Applicant(s)
  • Valid Photo ID of Guarantor(s)
  • Studio Photographs of Applicant(s) (Self-Attested)
  • Studio Photograph of Guarantor(s) (Attested by Applicant and Guarantor)
  • eTIN Certificate(IT10B is required if applicable)
  • Copy of Utility Bill- Electricity/Gas/WASA (If applicable)
  • Bank Statement of last 12 months


  • Proposed property and/or any property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage through TPA (Tripartite Agreement) or Registered Mortgage as per Law prevailing in Bangladesh.