Mainly to help out the rural people to buy/construct their own house/homes.

Why Choose
(AH) Apon Thikana

  • Highest loan ceiling of BDT 8.00 million
  • Loan term up to 15 years including maximum 6 months moratorium period
  • EMI calculation on Monthly Reducing Balance Method
  • Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
  • Loan disbursement during the construction stage
  • Disburse against tripartite agreement or registered mortgage
  • Top up facility
  • Loan takeover facility
  • Semi Fixed and Variable interest rate – anyone can choose
  • Loan facilities for Non-Resident Bangladeshis

What Are The

  • Purchase of new/used Semipacca house / apartment/ building for residential/ including used residential property/plot.
  • Purchase of under construction (ongoing) Semipacca house/ apartment/ building for residential purpose
  • Construction of own Semipacca house/ residential apartment/ building
  • House renovation/ modification/ face uplifting/ finishing work
  • Takeover of any type of existing loan

What are the

  • Age limit: minimum 21 years, maximum 70 years (at loan maturity)
  • Salaried person, businessman, self-employed, or a person who has fixed rental income
  • Minimum justified net income of BDT 50,000/-
  • All the Municipality/City Corporation /Upozilla Sadar in Bangladesh & adjacent area of the Municipality/City Corporation /Upozilla Sadar
  • Having 2 years’ service & 3 years' experience in the related business


  • Application Form duly filled up and signed
  • Valid Photo ID (National ID/ Passport/ Driving License) of Applicant(s)
  • Valid Photo ID of Guarantor(s)
  • Studio Photographs of applicant(s) (self-Attested)
  • Studio Photograph of guarantor(s) (Attested by applicant and Guarantor)
  • eTIN Certificate( IT10B is required if applicable)
  • Copy of Utility bill- Electricity/ WASA/Gas (If applicable)
  • Bank Statement of last 12 months.


  • Proposed property and/or any property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage through TPA (Tripartite Agreement) or Registered Mortgage as per Law prevailing in Bangladesh.