Protiva
Secured Money Builder

Protiva - Secured Money Builder is a child centric deposit scheme ensures a secured future of a child with triple benefit.

Product Details

This product creates an opportunity to build up savings by setting aside small amounts from monthly earnings with special interest rate of 0.25% higher than our Swasti - Secured Money Builder Deposit (SSMB) including Life Insurance coverage to get total maturity value of the scheme in case of death or permanent disability (accidental) of the legal guardian and/or joint applicant at any time for any reason.

  • Lankabangla Finance will pay the Insurance Premium on behalf of the esteemed customer.
  • An equal amount of money of maturity value of your account will be included in the insurance facility through this scheme. As a result your child will get the Assurance of full payment of maturity value in any unforeseen event.
  • Customer can enjoy loan up to 80% of the deposited amount.
  • There are tax rebate benefits as per government policy.
  • Benefit of paying preferred monthly installments.
  • The benefit of providing Monthly installment through auto Debit (DDI) from customer's own bank account or Direct deposit at Lankabangla Nominated various banks or through mobile banking app.
  • Properly filled and signed application form.
  • 02(two) copies of newly taken Passport size photo of both Customer and Legal Guardian ( Photographs of Legal Guardian should be attested by customer).
  • Copies of Customer's and Nominee's National Identity Card/ Passport / Birth Certificate.
  • Copies of e-Tin certificate (if any).
  • Properly filled and signed application form.
  • The minimum scheme is BDT.500 and the maximum scheme is BDT.12,500.
  • Only 1 to 18 year old Bangladeshi citizens are eligible for this scheme.
  • A customer can open any number of accounts in a single name or in joint names, however, the total amount of maturity value of all accounts must not exceed BDT. 10,00,000(Ten lac Taka) only.
  • Good Health Declaration letter according to the format provided by our designated life insurance company.

Mobile Financial Services(MFS)/Digital Financial Services(DFS):

  • Dmoney, Bkash, Ucash, SureCash, Ipay
  • DDI (Direct Debit Instruction) from customer bank account with any bank with any branch
  • One Bank (all Branches, LankaBangla Account Number 0185163089019)
  • For details: https://www.lankabangla.com/payment-solutions/

DFS/MFS Service Charges:

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