Distributor Finance is a mode of financing in which the financer makes payment to the Manufacturer/Principal of goods on behalf of its distributors and the distributors after a certain credit term pay the money back to the financier. It is a revolving short term financing facility that enables the distributors to take advantage of cash purchase and source higher amount of goods that helps them to do business in bigger volume and thus earn higher profit. It requires involvement of 3 parties, namely:

  • Distributor
  • Manufacturer/Principals
  • Financer, i.e., LankaBangla Finance

The Distributor Finance Program is a unique financing program provided by LankaBangla Finance. Under this program, LankaBangla Finance provides working capital finance to wholesale Distributors of various products including electrical goods, pump sets, paints, cement, steel, tiles, etc. of reputed companies such as Pran, Unilever, BAT, ACI, Square, Abul Khair, Akij, MGH, Transcom, PHP, City Group, Meghna, Rangs, Oil companies, etc. to strengthen their working capital base to increase sales of Distributors and correspondingly the sales of the Manufacturers.


  • Credit facility for the Distributor/Agent
  • The payment period is linked to the payment obligation to the Principal
  • No time wasted on comprehensive loan applications
  • Better financial standing, creditworthiness, and solvency
  • Higher sales volume - the company can fulfill market demand
  • No material insurance
  • Easier to finance seasonal demand
  • Allows quicker, smaller, ‘just-in-time' purchases/lifting products.

What are the

  • Enlisted Distributor of large local or multinational corporations
  • Advance payment for lifting products
  • Minimum 3 years of continuous business operation
  • Minimum 2 years’ experience of key person(s) of the company in the same line of business.
  • Potential business prospects
  • Organizations with successful business track records
  • Organizations with sound repayment history

Fees &

  • Documentation fee: A nominal fee for documentation of the application process
  • Service charge :LankaBangla Finance PLC. applies the most competitive service charge rates in return for costs incurred in maintaining your receivables accounts, realizing collections and similar services.
  • Interest :Applied in return for the financing provided by LankaBangla Finance PLC.