Base Rate

Bangladesh Bank has started Base rate linked pricing system of Loans and Advance through the issuance of DFIM Circular No: 6 “Guidelines on the Base Rate System for Non-Bank Financial Institutions” dated August 20, 2013. Base rate is the minimum rate below which it is not viable for a Financial institution to lend. As per the Base Rate Guideline lending rate would be determined adding borrower specific charges e.g product specific operating costs, risk premium and tenor premium to Base rate. The determination and application of this Base Rate is in accordance with the Base Rate Guidelines of Bangladesh Bank and duly exhibited at all branches of the LankaBangla Finance Limited.

Customer may contact with their respective Relationship Mananger for any further information/query in this regard.

Month Regular Adjusted
Dec-20 13.74% 13.78%
Nov-20 15.79% 15.90%
Oct-20 12.93% 13.01%
Sep-20 12.95% 13.03%
Aug-20 13.48% 13.53%
Jul-20 12.77% 12.85%
Particulars 2019 2018
Long Term AA3 AA3
Short Term ST-2 ST-2
Outlook Stable Stable
  • AA3

    Very strong capacity
    Very high quality
    Very low credit risk

  • ST-2

    High grade
    Strong capacity
    Commendable liquidity

Rated by Credit Rating Agency of Bangladesh(CRAB)
Based on the Financials of the year ending December 31, 2018 Valid up to June 30 2021