To be the
most preferred financial

service provider in creating, nurturing and maximizing value to the stakeholders, thereby, GROWING TOGETHER.


  • Be a growth partner for our customers, ensuring financing and superior experience
  • Maintain a culture of meritocracy in the DNA of the company
  • Be sustainable and ensure quality returns to our valued shareholders
  • Uphold efforts to develop our community

Core Values

We have strong values that are well embedded in our culture. Our values create the following goals to help us deliver our strategy:

  • Cherish a sense of ownership
  • Be customer centric
  • Grow as a team
  • Act with integrity & professionalism
  • Deal with respect
Particulars 2021 2020
Long Term AA3 AA3
Short Term ST-2 ST-2
Outlook Stable Stable
  • AA3

    Very strong capacity
    Very high quality
    Very low credit risk

  • ST-2

    High grade
    Strong capacity
    Commendable liquidity

Rated by Credit Rating Agency of Bangladesh Limited(CRAB)
Based on audited financial statements up to December 31, 2020, unaudited financial statements as of March 31, 2021 and other relevant quantitative as well as qualitative information up to the date of rating declaration (July 19, 2021)
Valid up to June 30, 2022