16325

RATE OF INTEREST

(EFFECTIVE FROM OCTOBER 04, 2020)

Swasti - Secured Money Builder

Maturity Value- Swasti
Monthly Installment 2 Years 3 Years 4 Years 5 Years
500 12,930 20,332 28,442 37,424
1,000 25,860 40,664 56,884 74,848
1,500 38,790 60,996 85,326 112,272
2,000 51,720 81,328 113,768 149,696
2,500 64,650 101,660 142,210 187,120
3,000 77,580 121,992 170,652 224,544
3,500 90,510 142,324 199,094 261,968
4,000 103,440 162,656 227,536 299,392
4,500 116,370 182,988 255,978 336,816
5,000 129,300 203,320 284,420 374,240
5,500 142,230 223,652 312,862 411,664
6,000 155,160 243,984 341,304 449,088
6,500 168,090 264,316 369,746 486,512
7,000 181,020 284,648 398,188 523,936
7,500 193,950 304,980 426,630 561,360
8,000 206,880 325,312 455,072 598,784
8,500 219,810 345,644 483,514 636,208
9,000 232,740 365,976 511,956 673,632
9,500 245,670 386,308 540,398 711,056
10,000 258,600 406,640 568,840 748,480
10,500 271,530 426,972 597,282 785,904
11,000 284,460 447,304 625,724 823,328
11,500 297,390 467,636 654,166 860,752
12,000 310,320 487,968 682,608 898,176
12,500 323,250 508,300 711,050 935,600

Protiva - Secured Money Builder

Maturity Value- PROTIVA
Monthly Installment 2 Years 3 Years 4 Years 5 Years
500 12,930 20,332 28,442 37,424
1,000 25,860 40,664 56,884 74,848
1,500 38,790 60,996 85,326 112,272
2,000 51,720 81,328 113,768 149,696
2,500 64,650 101,660 142,210 187,120
3,000 77,580 121,992 170,652 224,544
3,500 90,510 142,324 199,094 261,968
4,000 103,440 162,656 227,536 299,392
4,500 116,370 182,988 255,978 336,816
5,000 129,300 203,320 284,420 374,240
5,500 142,230 223,652 312,862 411,664
6,000 155,160 243,984 341,304 449,088
6,500 168,090 264,316 369,746 486,512
7,000 181,020 284,648 398,188 523,936
7,500 193,950 304,980 426,630 561,360
8,000 206,880 325,312 455,072 598,784
8,500 219,810 345,644 483,514 636,208
9,000 232,740 365,976 511,956 673,632
9,500 245,670 386,308 540,398 711,056
10,000 258,600 406,640 568,840 748,480
10,500 271,530 426,972 597,282 785,904
11,000 284,460 447,304 625,724 823,328
11,500 297,390 467,636 654,166 860,752
12,000 310,320 487,968 682,608 898,176
12,500 323,250 508,300 711,050 935,600

Earn FirstTDR

3 Month 6 Month 1 Year 2 Years 3 Years
6.90% 7.25% 7.40% 7.45% 7.50%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
7.15% 7.35% 7.60% 7.65% 7.75% 7.85% 7.90% 8.05% 8.05% 8.10% 8.15% 8.15% 8.20%

Classic TDR

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
7.00% 7.50% 8.00% 8.40% 8.75% 8.75%

Periodic Return Term Deposit Scheme

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 579 1,750
Rate 6.95% 7.00%
6 Month 617 1,863 3,750
Rate 7.40% 7.45% 7.50%
1 Year 642 1,938 3,925 8,000
Rate 7.70% 7.75% 7.85% 8.00%
2 Years 650 1,963 3,950 8,050
Rate 7.80% 7.85% 7.90% 8.05%
3 Years 650 1,963 3,950 8,100
Rate 7.80% 7.85% 7.90% 8.10%

Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 600 1,813
Rate 7.20% 7.25%
6 Month 638 1,925 3,875
Rate 7.65% 7.70% 7.75%
1 Year 663 2,000 4,050 8,250
Rate 7.95% 8.00% 8.10% 8.25%
2 Years 671 2,025 4,075 8,300
Rate 8.05% 8.10% 8.15% 8.30%
3 Years 671 2,025 4,075 8,350
Rate 8.05% 8.10% 8.15% 8.35%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 7-year .

Triple Money Term DepositScheme

Deposit amount placed at a time will be tripled on completion of 11-year .

Quick Sanchoy

Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000 200,000
54 months 2,000 300,000
62 months 1,500 300,000

Money Builder Deposit Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,123 20,731 29,132 38,724 105,402
1,000 26,246 41,462 58,264 77,448 210,804
2,000 52,492 82,924 116,528 154,896 421,608
3,000 78,738 124,386 174,792 232,344 632,412
5,000 131,230 207,310 291,320 387,240 1,054,020
10,000 262,460 414,620 582,640 774,480 2,108,040
25,000 656,150 1,036,550 1,456,600 1,936,200 5,270,100

Flexi Deposit

Deposit Interest Rate 7% on daily basis.

Earn FirstTDR

3 Month 6 Month 1 Year 2 Years 3 Years
6.90% 7.25% 7.40% 7.45% 7.50%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
7.15% 7.35% 7.60% 7.65% 7.75% 7.85% 7.90% 8.05% 8.05% 8.10% 8.15% 8.15% 8.20%

Classic TDR

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
7.00% 7.50% 8.00% 8.40% 8.75% 8.75%

Periodic Return Term Deposit Scheme

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 579 1,750
Rate 6.95% 7.00%
6 Month 617 1,863 3,750
Rate 7.40% 7.45% 7.50%
1 Year 642 1,938 3,925 8,000
Rate 7.70% 7.75% 7.85% 8.00%
2 Years 650 1,963 3,950 8,050
Rate 7.80% 7.85% 7.90% 8.05%
3 Years 650 1,963 3,950 8,100
Rate 7.80% 7.85% 7.90% 8.10%

Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 600 1,813
Rate 7.20% 7.25%
6 Month 638 1,925 3,875
Rate 7.65% 7.70% 7.75%
1 Year 663 2,000 4,050 8,250
Rate 7.95% 8.00% 8.10% 8.25%
2 Years 671 2,025 4,075 8,300
Rate 8.05% 8.10% 8.15% 8.30%
3 Years 671 2,025 4,075 8,350
Rate 8.05% 8.10% 8.15% 8.35%

Double Money Term Deposit Scheme

Deposit amount placed at a time will be doubled on completion of 7-year .

Triple Money Term DepositScheme

Deposit amount placed at a time will be tripled on completion of 11-year.

Quick Sanchoy

Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000 200,000
54 months 2,000 300,000
62 months 1,500 300,000

Money Builder Deposit Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,123 20,731 29,132 38,724 105,402
1,000 26,246 41,462 58,264 77,448 210,804
2,000 52,492 82,924 116,528 154,896 421,608
3,000 78,738 124,386 174,792 232,344 632,412
5,000 131,230 207,310 291,320 387,240 1,054,020
10,000 262,460 414,620 582,640 774,480 2,108,040
25,000 656,150 1,036,550 1,456,600 1,936,200 5,270,100

Shikha - ichhe (CTDR)

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
7.25% 7.75% 8.25% 8.65% 9.00% 9.00%

Shohoj Sanchoy TDS

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
7.40% 7.60% 7.85% 7.90% 8.00% 8.10% 8.15% 8.30% 8.30% 8.35% 8.40% 8.40% 8.45%

Shikha - Obiroto Periodic Return Term Deposit

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 592 1,788
Rate 7.10% 7.15%
6 Month 629 1,900 3,825
Rate 7.55% 7.60% 7.65%
1 Year 654 1,975 4,000 8,150
Rate 7.85% 7.90% 8.00% 8.15%
2 Years 663 2,000 4,025 8,200
Rate 7.95% 8.00% 8.05% 8.20%
3 Years 663 2,000 4,025 8,250
Rate 7.95% 8.00% 8.05% 8.25%

Shikha - Sanchoy Money Builder Scheme

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,157 20,814 29,289 38,988 106,954
1,000 26,314 41,628 58,578 77,976 213,908
2,000 52,628 83,256 117,156 155,952 427,816
3,000 78,942 124,884 175,734 233,928 641,724
5,000 131,570 208,140 292,890 389,880 1,069,540
10,000 263,140 416,280 585,780 779,760 2,139,080
25,000 657,850 1,040,700 1,464,450 1,949,400 5,347,700

Shikha - Porjjolon Double money (TDS)

Deposit amount placed at a time will be doubled on completion of 7-year.

Shikha - Porjjolon Triple money (TDS)

Deposit amount placed at a time will be tripled on completion of 11-year.

SME Monermoto Sanchoy

4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
7.15% 7.35% 7.60% 7.65% 7.75% 7.85% 7.90% 8.05% 8.05% 8.10% 8.15% 8.15% 8.20%

SME Shachholata

3 Months 6 Months 1 Year 2 Years 3 Years 4 Years
7.00% 7.50% 8.00% 8.40% 8.75% 8.75%

SME Shachhando

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 579 1,750
Rate 6.95% 7.00%
6 Month 617 1,863 3,750
Rate 7.40% 7.45% 7.50%
1 Year 642 1,938 3,925 8,000
Rate 7.70% 7.75% 7.85% 8.00%
2 Years 650 1,963 3,950 8,050
Rate 7.80% 7.85% 7.90% 8.05%
3 Years 650 1,963 3,950 8,100
Rate 7.80% 7.85% 7.90% 8.10%

SME Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)

Tenure/Amount Monthly Quarterly Half-Yearly Annually
3 Month 600 1,813
Rate 7.20% 7.25%
6 Month 638 1,925 3,875
Rate 7.65% 7.70% 7.75%
1 Year 663 2,000 4,050 8,250
Rate 7.95% 8.00% 8.10% 8.25%
2 Years 671 2,025 4,075 8,300
Rate 8.05% 8.10% 8.15% 8.30%
3 Years 671 2,025 4,075 8,350
Rate 8.05% 8.10% 8.15% 8.35%

SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 7-year.

SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 11-year .

SME Sommridhi

Tenure 2 years 3 years 4 years 5 years 10 years
Installment per Month – TK Maturity Amount
500 13,123 20,731 29,132 38,724 105,402
1,000 26,246 41,462 58,264 77,448 210,804
2,000 52,492 82,924 116,528 154,896 421,608
3,000 78,738 124,386 174,792 232,344 632,412
5,000 131,230 207,310 291,320 387,240 1,054,020
10,000 262,460 414,620 582,640 774,480 2,108,040
25,000 656,150 1,036,550 1,456,600 1,936,200 5,270,100

SME Uparjon

Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000 200,000
54 months 2,000 300,000
62 months 1,500 300,000

(EFFECTIVE FROM OCTOBER 04, 2020)

Rate of Interest of Corporate Financial Services

Corporate and Institutional Services Maximum Rate
Term Loan/Lease – Manufacturing 14.00%
Term Loan/Lease – Other than Manufacturing 14.00%
Short Term Loan – Manufacturing 14.00%
Short Term Loan – Other than Manufacturing 14.00%
Working Capital Loan 14.00%
Sustainable Finance (Refinance) 9.00%

Rate of Interest of SME Financial Services

Product Name Interest Rate
Women Entrepreneur (Refinance) 9.00%
Agro Processing (Refinance) 9.00%
JICA Refinance 11.00%
SME Refinance under SPD-2 11.00%
Micro – Trading 17.00%
Micro – Manufacturing 16.00%
Micro – Service 16.00%
Small – Trading 16.00%
Small – Manufacturing 15.00%
Small – Service 15.00%
Medium – Trading 14.50%
Medium – Manufacturing 14.50%
Medium – Service 14.50%
Fully Cash Backed Loan Deposit Rate + 2.00%

Rate of Interest of Retail Financial Services

Product Name Interest Rate for General
Auto Loan
Auto Loan for Individual (Salaried) 13.50%
Auto Loan for Land Lord/Businessman 14.50%
Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC 13.50%
Duranto (Commercial Vehicle) 16.00%
Home Loan
Home Loan 13.50%
Affordable Housing Finance 13.50%
Loan Against Property (LAP) 14.50%
Personal Loan
Personal Loan for Salaried Persons/Professionals 14.50%
Personal Loan for Land Lord/Land Lady 17.00%
Bonik (Unsecured Personal loan for Businessman) 23.00%
Short Term Loan against TDR
Short Term Loan against TDR 2% plus TDR rate

(EFFECTIVE FROM OCTOBER 04, 2020)

Credit Card

Product Name Interest Rate for General
Credit Card 2.33% per month*

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance Limited management. Excise duty and income tax are applicable as per government law.

Particulars 2021 2020
Long Term AA3 AA3
Short Term ST-2 ST-2
Outlook Stable Stable

  • AA3

    Very strong capacity
    Very high quality
    Very low credit risk

  • ST-2

    High grade
    Strong capacity
    Commendable liquidity

Rated by Credit Rating Agency of Bangladesh Limited(CRAB)
Based on audited financial statements up to December 31, 2020, unaudited financial statements as of March 31, 2021 and other relevant quantitative as well as qualitative information up to the date of rating declaration (July 19, 2021)
Valid up to June 30, 2022

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