RATE OF INTEREST

Deposit Rates

For Retail Clients

(EFFECTIVE FROM SEPTEMBER 3, 2019)

Earn First TDR
1 Year 2 Years 3 Years
9.50% 9.50% 9.50%
Shohoj Sanchoy TDS & SME Monermoto Sanchoy
4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.50% 9.50% 9.80% 9.85% 10.00% 10.15% 10.25% 10.50% 10.50% 10.50% 10.50% 10.50% 10.50%
Classic TDR & SME Shachholata
3 Months 6 Months 1 Year 2 Years 3 Years
9.00% 9.75% 10.50% 10.50% 10.50%
Periodic Return Term Deposit Scheme & SME Shachhando
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 835 2,528 5,115 10,500
Rate 10.03% 10.11% 10.24% 10.50%
2 Years 835 2,528 5,115 10,500
Rate 10.03% 10.11% 10.24% 10.50%
3 Years 835 2,528 5,115 10,500
Rate 10.03% 10.11% 10.24% 10.50%
Agroj & SME Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 856 2,590 5,240 10,750
Rate 10.28% 10.36% 10.49% 10.75%
2 Years 856 2,590 5,240 10,750
Rate 10.28% 10.36% 10.49% 10.75%
3 Years 856 2,590 5,240 10,750
Rate 10.28% 10.36% 10.49% 10.75%
Double Money Term Deposit Scheme & SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 5 years 11 months.

Triple Money Term Deposit Scheme & SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 9 years 6 months.

Quick Sanchoy
Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000 200,000
54 months 2,000 300,000
62 months 1,500 300,000
Money Builder Deposit Scheme & SME Sommridhi
Tenure 3 years 5 years 10 years
Interest Rate 9.50% 10.00% 10.50%
Installment per Month – TK Maturity Amount
500 20,732 38,718 105,407
1,000 41,464 77,436 210,814
2,000 82,928 154,872 421,628
3,000 124,392 232,308 632,442
5,000 207,320 387,180 1,054,070
10,000 414,640 774,360 2,108,140
25,000 1,036,600 1,935,900 5,270,350
Shikha - ichhe (CTDR)
3 Months 6 Months 1 Year 2 Years 3 Years
9.25% 10.00% 10.75% 10.75% 10.75%
Shikha - ichhe Shohoj Sanchoy (TDR)
4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.75% 9.75% 10.05% 10.10% 10.25% 10.40% 10.50% 10.75% 10.75% 10.75% 10.75% 10.75% 10.75%
Shikha - Obiroto Periodic Return Term Deposit
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 848 2,565 5,190 10,650
Rate 10.18% 10.26% 10.39% 10.65%
2 Years 848 2,565 5,190 10,650
Rate 10.18% 10.26% 10.39% 10.65%
3 Years 848 2,565 5,190 10,650
Rate 10.18% 10.26% 10.39% 10.65%
Shikha - Sanchoy Money Builder Scheme
Tenure 3 years 5 years 10 years
Interest Rate 9.75% 10.25% 10.75%
Installment per Month – TK Maturity Amount
500 20,811 38,975 106,939
1,000 41,622 77,950 213,878
2,000 83,244 155,900 427,756
3,000 124,866 233,850 641,634
5,000 208,110 389,750 1,069,390
10,000 416,220 779,500 2,138,780
25,000 1,040,550 1,948,750 5,346,950
Shikha - Porjjolon Double money (TDS)

Deposit amount placed at a time will be doubled on completion of 5 years 11 months.

Shikha - Porjjolon Triple money (TDS)

Deposit amount placed at a time will be tripled on completion of 9 years 6 months.

For Corporate Clients

(EFFECTIVE FROM SEPTEMBER 3, 2019)

Earn First TDR
1 Year 2 Years 3 Years
9.50% 9.50% 9.50%
Shohoj Sanchoy TDS & SME Monermoto Sanchoy
4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.50% 9.50% 9.80% 9.85% 10.00% 10.15% 10.25% 10.50% 10.50% 10.50% 10.50% 10.50% 10.50%
Classic TDR & SME Shachholata
3 Months 6 Months 1 Year 2 Years 3 Years
9.00% 9.75% 10.50% 10.50% 10.50%
Periodic Return Term Deposit Scheme & SME Shachhando
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 835 2,528 5,115 10,500
Rate 10.03% 10.11% 10.24% 10.50%
2 Years 835 2,528 5,115 10,500
Rate 10.03% 10.11% 10.24% 10.50%
3 Years 835 2,528 5,115 10,500
Rate 10.03% 10.11% 10.24% 10.50%
Agroj & SME Agroj( Periodic Return Term Deposit Scheme For Senior Citizens)
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 856 2,590 5,240 10,750
Rate 10.28% 10.36% 10.49% 10.75%
2 Years 856 2,590 5,240 10,750
Rate 10.28% 10.36% 10.49% 10.75%
3 Years 856 2,590 5,240 10,750
Rate 10.28% 10.36% 10.49% 10.75%
Double Money Term Deposit Scheme & SME Digun Munafa

Deposit amount placed at a time will be doubled on completion of 5 years 11 months.

Triple Money Term Deposit Scheme & SME Tingun Munafa

Deposit amount placed at a time will be tripled on completion of 9 years 6 months.

Quick Sanchoy
Tenure Initial Deposit of BDT 100,000
Monthly Installment – TK Maturity Amount – TK
30 months 2,000 200,000
54 months 2,000 300,000
62 months 1,500 300,000
Money Builder Deposit Scheme & SME Sommridhi
Tenure 3 years 5 years 10 years
Interest Rate 9.50% 10.00% 10.50%
Installment per Month – TK Maturity Amount
500 20,732 38,718 105,407
1,000 41,464 77,436 210,814
2,000 82,928 154,872 421,628
3,000 124,392 232,308 632,442
5,000 207,320 387,180 1,054,070
10,000 414,640 774,360 2,108,140
25,000 1,036,600 1,935,900 5,270,350
Shikha - ichhe (CTDR)
3 Months 6 Months 1 Year 2 Years 3 Years
9.25% 10.00% 10.75% 10.75% 10.75%
Shikha - ichhe Shohoj Sanchoy (TDR)
4 months 5 months 7 months 8 months 9 months 10 months 11 months 13 months 14 months 15 months 16 months 17 months 18 months
9.75% 9.75% 10.05% 10.10% 10.25% 10.40% 10.50% 10.75% 10.75% 10.75% 10.75% 10.75% 10.75%
Shikha - Obiroto Periodic Return Term Deposit
Tenure/Amount Monthly Quarterly Half-Yearly Annually
1 Year 848 2,565 5,190 10,650
Rate 10.18% 10.26% 10.39% 10.65%
2 Years 848 2,565 5,190 10,650
Rate 10.18% 10.26% 10.39% 10.65%
3 Years 848 2,565 5,190 10,650
Rate 10.18% 10.26% 10.39% 10.65%
Shikha - Sanchoy Money Builder Scheme
Tenure 3 years 5 years 10 years
Interest Rate 9.75% 10.25% 10.75%
Installment per Month – TK Maturity Amount
500 20,811 38,975 106,939
1,000 41,622 77,950 213,878
2,000 83,244 155,900 427,756
3,000 124,866 233,850 641,634
5,000 208,110 389,750 1,069,390
10,000 416,220 779,500 2,138,780
25,000 1,040,550 1,948,750 5,346,950
Shikha - Porjjolon Double money (TDS)

Deposit amount placed at a time will be doubled on completion of 5 years 11 months.

Shikha - Porjjolon Triple money (TDS)

Deposit amount placed at a time will be tripled on completion of 9 years 6 months.

Rate of Interest of Corporate Financial Services
Corporate and Institutional Services Maximum Rate
Term Loan/Lease – Manufacturing 16.00%
Term Loan/Lease – Other than Manufacturing 16.00%
Short Term Loan – Manufacturing 16.00%
Short Term Loan – Other than Manufacturing 16.00%
Working Capital Loan 16.00%
Sustainable Finance 10.00%
Rate of Interest of SME Financial Services
Product Name Interest Rate
Women Entrepreneur (Refinance) 9.00%
Agro Processing (Refinance) 10.00%
JICA Refinance 13.00%
SME Refinance under SPD-2 11.00%
Micro – Trading 20.00%
Micro – Manufacturing 18.00%
Micro – Service 18.00%
Small – Trading 18.00%
Small – Manufacturing 18.00%
Small – Service 18.00%
Medium – Trading 18.00%
Medium – Manufacturing 17.00%
Medium – Service 17.00%
Fully Cash Backed Loan Deposit Rate + 2.00%
Rate of Interest of Retail Financial Services
Product Name Interest Rate for General
Auto Loan
Auto Loan for Individual (Salaried) 16.00%
Auto Loan for Land Lord/Businessman 17.00%
Auto Loan for Special Corporates(SC)/Multi National Company (MNC) & employee of MNC/SC 15.00%
Duranto (Commercial Vehicle) 18.00%
Home Loan
Home Loan 16.00%
Affordable Housing Finance 18.00%
Loan Against Property (LAP) 17.00%
Personal Loan
Personal Loan for Salaried Persons/Professionals (up to Tk 20 Lac) 15.00%
Personal Loan for Salaried Persons/Professionals (above Tk 20 Lac but not exceed Tk 25 Lac) 15.00%
Personal Loan for Land Lord/Land Lady 18.00%
Bonik (Unsecured Personal loan for Businessman) 23.00%
Short Term Loan against TDR
Short Term Loan against TDR of LBF 2% plus TDR rate
Credit Card
Credit Card 2.33% per month**

*Note: Interest rates are subject to change from time to time without prior notice as per decision of LankaBangla Finance Limited management. Excise duty and income tax are applicable as per government law.