SME FINANCIAL

SERVICES

Small and medium enterprises (SMEs) are acknowledged worldwide as lifeblood of local trade, commerce and industry. With lower energy supply, lesser infrastructure facilities and minor environmental risk SMEs contributes notably to alleviation of poverty create employment opportunities, women empowerment and equitable distribution of income as well as diversification of industrial sector in Bangladesh.

OUR SME
SERVICES

Astha
Fully Secured SME Loan

Astha is a fully secured SME product for Trading, Manufacturing & Service sector who maintain a smooth cash flow in business operation. You can enjoy this product by offering land,flat,building etc as collateral to us.

For Small business:
BDT 1.50 million BDT - 30.00 million


For Medium business:
Above BDT 30.00 million BDT - 200.00 million

Features
  • Loan Amount : Loan amount is above BDT 1.50 mln lac to BDT 200.0 mln
  • Loan Type :Term Loan, Single Installment Loan & Revolving Loan
  • Loan Term :For NEMI- 3 months-12 months; EMI : 12 months-60 months & For Revolving -12 months
  • Payment mode :Equal monthly installment in case of Term Loan
  • Security :Client must provide either land, building, flat etc as collateral
Apply Now
Eligibility
  • Business experience: Minimum 2 years experience in the same line of business
  • Age :Minimum 21 years & maximum 60 years
Required Documents
  • Copy of updated Trade License
  • Photographs of Applicant and guarantor(s)
  • Valid NID/Passport/Driving License of Applicant and Guarantor(s) Trade License ,E-TIN
  • Bank statement of last 12 (Twelve) months
  • Copy of Utility bill
  • Rental deed copy
  • Land Documents

Swarnali
Agro Processing Industry Finance

Agro Processing Industries are developing rapidly in Bangladesh & it is creating a huge impact to develop the economy from the view of huge employment generation, Improve livelihoods of people, export diversification& GDP growth. Thus realizing the importance of this sector LankaBangla Finance Limited now opens the door by launching the product "Swarnali" for financing the Agro Processing Industries all over the country.

The list of Agro-Based product Industry :

  • Processed food from fruit( jam, jelly, juice, sauce, pickles etc);
  • Fruits (Tomato, mango, guava, jackfruit, litchi, coconut, sugarcane), vegetables and dal processing;
  • Production of biscuit, shemai, laccha, chanachur, noodles etc;
  • Production of flour, shuji etc;
  • Processing of mushroom and spirulina;
  • Production of starched product like glucose, dextrose, starch etc;
  • Industry of Milk processing and processed milk food( Powder milk, ice cream, condensed milk, sweet, cheese, butter, chocolate, curd, ghee etc);
  • Industry of Potato processed food ( chips, potato flex, stirs etc);
  • Industry of spices(guramosola);
  • Industry of Refining and hydrogenation of edible oil;
  • Industry of salt processing;
  • Processing and freezing of Lobsters and other fishes;
  • Industry of herbal cosmetics manufacturing;
  • Industry of Unani, Ayurbedic and Homeopathy medicine production;
  • Industry of balanced food production for hens, ducks, cows and other pet animals;
  • Seed processing and preservation;
  • Manufacturing of jute products;
  • Manufacturing of silk clothes(reshom);
  • Installing and repairing of machineries used in agriculture;
  • Production of rice, crispy rice, chira, khoi, muri etc;
Apply Now

Required Documents
  • Copy of updated Trade License
  • Photographs of Applicant and guarantor(s)
  • Valid NID/Passport/Driving License of Applicant and Guarantor(s) Trade License ,E-TIN
  • Bank statement of last 12 (Twelve) months
  • Copy of Utility bill
  • Rental deed copy
  • Land Documents(if applicable)
  • Additional permission license required for specific business(as applicable on case to case basis)
Features
  • Loan Amount uptoBDT 50.00 million
  • Lower Interest rate
  • Purpose of the loan must be in fixed asset purchase, business renovation, construction etc
  • Out of Divisional & Narayangonj Pouro area
  • 100% refinance facility from BB against lending program
  • Fixed asset must be within BDT100.00 million(excluding land & building)
Eligibility
  • Business experience : Minimum 2 years experience in the same line of business
  • Age : Minimum 21 years & maximum 60 years
  • Project Location : Must be Outer of Divisional area & Narayangonj Pouro area

Abash
Finance for Construction,Renovation,Expansion

"Abash" is one of our Popular & attractive product. The product is mainly offering finance for construction, renovation, expansion or already have permanent structure of mess rent or residential, commercial Complex etc.

Eligibility
  • Business experience : Minimum 1 year experience in the same line of business supported by Trade License, Rental deed or rental receipt
  • Age : Minimum 21 years & maximum 60 years
  • Loan Amount : Loan amount up to BDT 10.0 million.(Unsecured up to BDT 1.5 million)
  • Income : Minimum BDT 30,000/- per month (Including other source of income)
Apply Now
Features
  • Loan Term :For unsecured Up to 36 months& secured 60 months
  • Interest : Lower rate of interest
  • Payment mode : Equal monthly installment
  • Bank Statement : Not Mandatory
Required Documents
  • Copy of updated Trade License
  • Photographs of Applicant and guarantor(s)
  • Valid NID/Passport/Driving License of Applicant and Guarantor(s) Trade License ,E-TIN
  • Bank statement of last 12 (Twelve) months
  • Copy of Utility bill
  • Rental deed copy
  • Land Documents in case of Mortgage Property

A strong vibrant financial

sector can play a significant role in the growth of Small and Medium Enterprises

In recognition of the role of SMEs, LankaBangla Finance Limited are now offering different types of SME Products based on business needs. We value and recognize each customer need and actively participate towards the development of the SME sector in Bangladesh. The value we deliver is demonstrated through our unique relationship model, industry expertise, and local market advantage.

We are here
for you with

Flexible Collateral norms based on client...

Our
Service

Limits offered: starting from BDT...

Our
Segment

Small Enterprise -Loan amount from BDT...

Features
  • Flexible Collateral norms based on client's financials, business and nature of Collateral.
  • No hidden costs on loan sanction.
  • Working capital limits to support your growth plans and enhancements based on your further requirements - ranging from BDT 0.3 million to BDT 200 million.
  • E-mail & Mobile alerts support to existing client.
  • Choice of fixed tenure for repayment (12 months to 60 months).
Features
  • Limits offered: starting from BDT 0.3 million to BDT 200 million.
  • Collaterals: Funding against commercial, industrial, residential property & liquid securities.
  • Facilities offered: Term Loan, Short Term Loan, Revolving loan, Structured Finance.
  • Management Services.
  • Fast processing and quick availability of loans.
  • Best suited for: Retailers, Traders, Manufacturers, Wholesalers, Distributors, Importers, Exporters, Dealers.
  • Pre-requisites: Minimum two years business experience.
Features
  • Small Enterprise -Loan amount from BDT 0.3 mln to BDT 30.00 mln
  • Medium Enterprise - From above BDT 30.0 mln to BDT 200.00 mln