Schedule of Fees & Charges of Lease/Loan:
| Product Name |
Cost Head |
Minimum |
Maximum |
| SME Finance |
Documentation Fee |
0.5% of the loan amount subject to minimum of BDT 5,000/- |
2.0% of the loan amount |
| Early/partial Settlement Fees |
0.5% on the outstanding principle amount, subject minimum of BDT 10,000/- |
2.0% on the outstanding principle amount |
| Auto Loan |
Documentation Fee |
0.5% of the loan amount |
1.0% of the loan amount |
| Early/partial Settlement Fees |
0.5% on the outstanding principle amount, subject minimum of BDT 10,000/- |
2.0% on the outstanding principle amount |
| Stamp Charge |
At actual |
At actual |
| Lease Finance |
Documentation Fee |
BDT 1,000/- |
1.0% of the loan amount |
| Early/partial Settlement Fees |
0.5% on the outstanding principle amount, subject minimum of BDT 10,000/- |
2.0% on the outstanding principle amount |
| Term Finance |
Documentation Fee |
BDT 1,000/- |
1.0% of the loan amount |
| Early/partial Settlement Fees |
0.5% on the outstanding principle amount, subject minimum of BDT 10,000/- |
2.0% on the outstanding principle amount |
| Factoring Finance |
Documentation Fee |
BDT 10,000/- |
BDT 100,000/- |
| Service Charge |
0.05% of bill amount |
2.0% of bill amount |
| Corporate Finance |
Service Charge |
0.5% of Deal amount |
2.0% of Deal amount |
Schedule of Fees & Charges of Mortgage/Home Loan & Personal Loan:
| Product Name |
Cost Head |
Minimum |
Maximum |
| Home Loan |
Loan Processing Fee |
0.5% of the loan amount subject to a minimum of Tk.7,500/-. |
1% of the loan amount subject to a maximum of Tk.100,000/-. |
| Early Settlement Fees |
0.5% on the outstanding principle amount, subject to a minimum of Tk. 5,000/-. |
2.0% on the outstanding principle amount. |
| Developers Finance |
Loan Processing Fee |
0.5% of the loan amount subject to a minimum of Tk.7,500/-. |
1% of the loan amount. |
| Early Settlement Fees |
0.5% on the outstanding principle amount, subject to a minimum of Tk. 5,000/-. |
2.0% on the outstanding principle amount. |
| Personal Loan |
Documentation/ Loan Processing Fee |
1.0% on approved loan amount but not less than BDT 5,000/- |
1.5% on approved loan amount. |
| Early Settlement Fees |
1.0% on the prepayment amount |
2.0% on the prepayment amount |
| Other charges for vetting, survey, valuation, registration, mortgage, charge creation, hypothecation, tax & VAT, etc. |
At actual for all lease/loan products |
Schedule of Fess & Charges of Credit Cards:
|
CLASSIC CARD |
GOLD CARD |
| Annual Fee |
FREE |
FREE |
| Renewal Fee |
BDT.1000 |
BDT.2000 |
| Spouse Card Fee |
FREE |
FREE |
| Supplementary Card Fee |
FREE |
FREE |
| Card Replacement Fee |
FREE |
FREE |
| PIN Regeneration Fee |
FREE |
FREE |
| Required Minimum Payment |
5% of total outstanding or BDT.500 whichever is higher |
| Payment Due Date |
15th of each month (not extendable) |
| Interest Free Period |
Maximum 45 days - Minimum 15 days* |
| Interest Charge |
2.5% per month |
2.5% per month |
| Cash Advance Limit |
50% of Limit |
50% of Limit |
| Cash Advance Charge |
2% or BDT.100 whichever is higher |
| Cash Advance Interest |
2.5% per month |
2.5% per month |
| Card Cheque Book Issuance Fee |
BDT 200/2nd Book onward |
| Card Cheque Trnx Processing Fee |
1.5% or BDT 200 whichever is higher |
| Late Payment Fee |
BDT.300 |
BDT.500 |
| Over Limit Fee |
BDT.300 |
BDT.500 |
| Cheque Return Fee |
FREE |
FREE |
| Outstation Cheque Collection Fee |
FREE |
FREE |
| Statement Retrieval Fee |
BDT.100/Statement |
BDT.100/Statement |
| e-Statement |
FREE |
FREE |
| SMS Service |
FREE |
FREE |
| Fuel Transaction Fee |
FREE |
FREE |
| CreditShild Coverage Charge |
Tk. 0.33%** |
Tk. 0.33%** |
| CreditShild Coverage Benefit |
BDT.100,000** |
BDT.300,000** |
| Standing Instruction Service |
FREE |
FREE |
| Sales Slip Retrieval Fee |
BDT.100/Slip |
BDT.100/Slip |
| Legal Charge |
At actual |
At actual |
| Reward Point |
1 point for every BDT.50 on purchase only** |
| * Condition Apply ** For MasterCard only |
15% VAT Applicable on all service fees |
|
