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Deposit
Scheme |
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Term Deposit |
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FEATURES OF
LankaBangla DEPOSIT SCHEME
Under LankaBangla Deposit Scheme you can invest your money with full
trust & confidence. The salient features are: |
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- Safe &
Secured
- High Return
- Minimum
deposit amount of Tk. 100,000
- Minimum
duration---One year for individual & six months for
institution
- Interest
payment periodically (Monthly/Quarterly/Half-Yearly/Annually)
- No
incidental costs
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Flexible/Diversified deposit Scheme tailored to your needs.
- Premature
encashment allowed after completion of minimum duration
- Specialized
customer service
- Depositor
can nominate nominee(s) to withdraw the deposited amount in
absence of depositor.
- Any
Bangladeshi adult citizens including the minors through their
legal guardians are eligible to participate in the Deposit
Scheme of LankaBangla.
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LankaBangla DEPOSIT SCHEMES
LankaBangla offers various Deposit Schemes with attractive rates of
interest. You are entitled to select any of these schemes as per
your requirement. The general interest rate structure is: |
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Deposit Amount |
1 Year |
2 Years |
3 Years & Above |
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Less than Tk.5.00 million
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13.25% |
13.50% |
13.75% |
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Tk. 5.00 million & Above
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13.50% |
13.75% |
14.00% |
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Following Deposit Schemes are
available with LankaBangla
1. LankaBangla Cumulative Term
Deposit:
Under this scheme the Deposit amount will turn into a desirable
amount through accumulation of interest.
Option 1: If you deposit less than Tk. 5.0 million
assuming Tk. 100,000 deposit your receivables on maturity will
be:
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Amount |
1 Year |
2 Years |
3 Years |
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Tk.100,000 |
Tk. 113,250 |
Tk.128,823 |
Tk.147,182 |
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Option 2: If you deposit Tk.
5.0 million or above assuming Tk. 100,000 deposit your
receivables on maturity will be:
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Amount |
1 Year |
2 Years |
3 Years |
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Tk.100,000 |
Tk. 113,500 |
Tk.129,391
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Tk.148,154 |
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2. LankaBangla Periodic Return Term Deposit
Under this scheme you can draw the interest periodically
(Monthly/Quarterly/Half-yearly/Annually) keeping the original
deposited amount intact.
Option 1 : If the deposit amount is less than Tk. 5.0
million then the interest income for a deposit of Tk. 100,000
for different period will be:
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Tenure |
Monthly |
Quarterly |
Half-Yearly |
Annually |
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1 year |
Tk.1,035 |
Tk.3,144 |
Tk.6,401 |
Tk.13,250 |
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2 years |
Tk.1,055 |
Tk.3,023 |
Tk.6,522 |
Tk.13,500 |
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3 years |
Tk.1,074 |
Tk.3,262 |
Tk.6,643 |
Tk.13,750 |
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Option-2 : If the deposit
amount is Tk. 5.0 million or above then the interest income for
a deposit of Tk. 100,000 for different period will be:
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Tenure |
Monthly |
Quarterly |
Half-Yearly |
Annually |
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1 year |
Tk.1,055 |
Tk.3,023 |
Tk.6,522 |
Tk.13,500 |
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2 years |
Tk.1,055 |
Tk.3,023 |
Tk.6,522 |
Tk.13,500 |
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3 years |
Tk.1,074 |
Tk.3,262 |
Tk.6,643 |
Tk.13,750 |
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3. LankaBangla Double Money Term Deposit:
Deposit amount placed at a time will turn double on completion
of 5 years 9 months
4. LankaBangla Money Builders Term
Deposit:
Under this scheme the depositor will open an account with an
amount of deposit, there after he will deposit a fixed amount on
monthly basis for an agreed period. On expiry the depositor will
receive the deposited amount along with the interest accrued
there on.
Assuming a depositor open an account with Tk. 100,000 &
thereafter make deposit fixed amount monthly, then the
accumulated amount will be:
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Monthly Amount |
1 Year |
2 Years |
3 Years |
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Tk.10,000 |
Tk.242,221 |
Tk.405,672 |
Tk.594,769 |
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Tk.15,000 |
Tk.306,707 |
Tk.544,097 |
Tk.818,563 |
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Tk.20,000 |
Tk.371,192 |
Tk.682,522 |
Tk.1,042,357 |
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Tk.25,000 |
Tk.435,678 |
Tk.820,947 |
Tk.1,266,151 |
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ADDITIONAL BENEFITS OFFERED
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- Over the
counter loan facilities at special rate
- LankaBangla
MasterCard facility
- Can be used
as collateral with LankaBangla or other Banks or Financial
Institutions.
- Advisory
Service by the professional personnel of LankaBangla and or
its subsidiaries.
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GENERAL TERMS & CONDITIONS
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- TDR account
can be opened by Cheque/ Pay Order/Draft.
- TDR can not
be encashed before one year.
- Each account
would have unique number for future reference.
- TDR amount
in multiplication of Tk.100,000 will fetch interest payment in
same multiplication of interest amount is mentioned in above.
- If encashed
on exigencies previous interest would be applicable for
interest accumulation.
- Taxes &
levies as imposed by Government would be applicable.
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LankaBangla reserves the right to change
or amend the terms & conditions of TDR |
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